Chormunge Vijay, Pawar Vasantrao, Patil Ajay
MVPS Dr Vasantrao Pawar Medical College, Hospital & Research Centre, Nashik 422003.
J Indian Med Assoc. 2012 Mar;110(3):181-2, 188.
The liability of a doctor as regards medical negligence is now a well accepted eventuality. However still many doctors and hospitals are unaware of their liability on account of negligence on the part of their junior doctors and hospital staff. Indemnity insurance specifically protects you against your liability to pay compensation including legal costs, fees or expenses. If court orders to pay compensation for negligence of patient and you have a valid insurance cover, the insurance company is supposed to pay the money. In the present text we are highlighting the medical practice related insurance such as personal indemnity insurance, error and omission policy for hospital and nursing homes and insurance policy related to damage to hospital building, damage to electrical and electronics appliances and also insurance for doctor's kit, signboard, burglary, fidelity guarantee and loss of money in transit. All this medical practice related insurance is explained with its present charges, terms and conditions and its importance in today's practice.
