Health Aff (Millwood). 2013 Sep;32(9):1568-75. doi: 10.1377/hlthaff.2013.0370.
Several provisions of the Affordable Care Act make state and federal high-risk pools unnecessary beginning in January 2014. As a result, thousands of enrollees in those pools will be transferred to Medicaid and the new state and federal insurance exchanges. Our study analyzed new survey data collected from enrollees in the country's oldest and largest state-based high-risk pool, the Minnesota Comprehensive Health Association. We estimate that approximately half of the enrollees in that pool will qualify for Medicaid or premium subsidies in the exchange. More than 60 percent of the enrollees reported being somewhat or very unfamiliar with health care reform and the resulting changes to their current coverage. Their concerns about the expected impact of health reform varied by income, geography, and level of deductible. Targeting education and outreach information to address these concerns will be critical for this population's smooth transition to new coverage.
平价医疗法案的几项规定使得州和联邦高风险池从 2014 年 1 月开始变得没有必要。因此,这些池中的数千名参保人将被转移到医疗补助计划和新的州和联邦保险交易所。我们的研究分析了从美国历史最悠久、规模最大的州级高风险池之一明尼苏达州综合健康协会的参保人那里收集的新调查数据。我们估计,该池中的大约一半参保人将有资格获得医疗补助或在交易所获得保费补贴。超过 60%的参保人表示对医疗改革以及由此对他们当前保险范围的改变有些或非常不熟悉。他们对医改预期影响的担忧因收入、地理位置和免赔额水平而异。针对这些问题开展教育和外展信息将是这部分人群顺利过渡到新保险的关键。