Collins Sara R, Rasmussen Petra W, Garber Tracy, Doty Michelle M
Commwealth Fund, USA.
Issue Brief (Commonw Fund). 2013 Aug;21:1-15.
There is concern that many young adults (ages 19--29) will remain without health insurance in 2014 despite the Affordable Care Act's reforms, including subsidized private coverage offered in new state marketplaces and expanded Medicaid eligibility. How things turn out will likely depend on outreach efforts and states' decisions on expanding Medicaid. Commonwealth Fund Health Insurance Tracking Survey data from 2011 and 2013 show increasing awareness among young adults of the 2010 requirement that health plans cover children under age 26. Of the estimated 15 million young adults enrolled in a parent's plan in the prior 12 months, 7.8 million would not likely have been eligible to enroll prior to the law. Still, only 27 percent of 19-to-29-year-olds are aware of the marketplaces. Meanwhile, most uninsured young adults living below poverty will not have access to subsidized public or private insurance in states opting out of the Medicaid expansion.
有人担心,尽管有《平价医疗法案》的改革措施,包括在新的州市场提供补贴的私人保险以及扩大医疗补助资格,但在2014年仍会有许多年轻人(19至29岁)没有医疗保险。事情的结果可能取决于推广工作以及各州关于扩大医疗补助的决定。2011年和2013年联邦基金医疗保险跟踪调查数据显示,年轻人对2010年要求健康保险覆盖26岁以下儿童的规定的知晓度在不断提高。在前12个月中,估计有1500万年轻人加入了父母的保险计划,其中780万人在该法律出台之前不太可能有资格参保。然而,只有27%的19至29岁年轻人知道这些市场。与此同时,在选择不扩大医疗补助的州,大多数生活在贫困线以下的未参保年轻人将无法获得补贴性公共或私人保险。