Collins Sara R, Nicholson Jennifer L
Affordable Health Insurance, Commonwealth Fund, USA.
Issue Brief (Commonw Fund). 2010 May;87:1-24.
Young adults between the ages of 19 and 29 represent one of the largest segments of the uninsured; approximately 13.7 million were uninsured in 2008. The problem is linked to critical transition points in young adults' lives: aging off parents' coverage when they graduate from either high school or college, and losing eligibility for public programs like Medicaid and the Children's Health Insurance Program when they turn 19. Health reform, however, has the potential to cover millions of uninsured young people. This issue brief describes critical provisions in the new law that will help, including the ability to enroll in a parent's health plan up to age 26 beginning in September 2010; significant expansion in eligibility for Medicaid, beginning in 2014; and the creation of state or regional health insurance exchanges with subsidized private insurance for people with low and moderate incomes, also beginning in 2014.
年龄在19岁至29岁之间的年轻人是未参保人群中规模最大的群体之一;2008年约有1370万人未参保。这一问题与年轻人生活中的关键转折点相关:从高中或大学毕业时失去父母的医保覆盖,以及年满19岁时失去诸如医疗补助和儿童健康保险计划等公共项目的资格。然而,医疗改革有潜力覆盖数百万未参保的年轻人。本问题简报介绍了新法律中的关键条款,这些条款将有所帮助,包括从2010年9月起能够在年满26岁之前加入父母的医保计划;从2014年开始大幅扩大医疗补助的资格范围;以及从2014年开始创建州或地区医疗保险交易所,为中低收入人群提供补贴的私人保险。