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《医疗保险、患者保护与平价医疗法案》以及年轻人

Health insurance, patient protection and Affordable Care Act, and young adults.

作者信息

Dodich Colleen, Patel Dilip

出版信息

Adolesc Med State Art Rev. 2013 Dec;24(3):526-37.

PMID:24654546
Abstract

In summary, the ACA aims to correct some of the shortcomings of our current health insurance systems. It aims to make health insurance more affordable and more accessible and the health insurance systems easier to navigate. For the young adult population, it aims to protect more individuals by allowing them to stay on their parent's insurance longer and by making it easier to choose an insurance plan that is right for them. Those with preexisting medical conditions do not have to worry about being excluded from a health plan because of their medical history. The law is also making health insurance mandatory, which may help prevent young adults who fall ill from incurring large medical bills. Initial outcomes from the implementation of the ACA have shown both positive and negative responses. All in all, it is giving young adults more options when it comes to obtaining health insurance. As part of discussion with adolescents and young adults, physicians may take into consideration key points summarized in Table 4.

摘要

总之,《平价医疗法案》旨在纠正我们当前医疗保险系统的一些缺陷。它旨在使医疗保险更具可承受性和可及性,并使医疗保险系统更易于操作。对于年轻成年人群体,它旨在通过允许他们更长时间地保留在父母的保险计划中,并使他们更容易选择适合自己的保险计划,来保护更多的人。患有既往病史的人不必担心因为他们的病史而被排除在健康保险计划之外。该法律还使医疗保险成为强制性的,这可能有助于防止生病的年轻人产生巨额医疗费用。《平价医疗法案》实施的初步结果显示了积极和消极的反应。总而言之,在获得医疗保险方面,它给了年轻人更多的选择。作为与青少年和年轻成年人讨论的一部分,医生可能会考虑表4中总结的要点。

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