1 Division of Pulmonary, Allergy and Critical Care, Hospital of the University of Pennsylvania, Philadelphia, Pennsylvania.
Ann Am Thorac Soc. 2014 May;11(4):661-7. doi: 10.1513/AnnalsATS.201402-072PS.
The Affordable Care Act was intended to address systematic health inequalities for millions of Americans who lacked health insurance. Expansion of Medicaid was a key component of the legislation, as it was expected to provide coverage to low-income individuals, a population at greater risk for disparities in access to the health care system and in health outcomes. Several studies suggest that expansion of Medicaid can reduce insurance-related disparities, creating optimism surrounding the potential impact of the Affordable Care Act on the health of the poor. However, several impediments to the implementation of Medicaid's expansion and inadequacies within the Medicaid program itself will lessen its initial impact. In particular, the Supreme Court's decision to void the Affordable Care Act's mandate requiring all states to accept the Medicaid expansion allowed half of the states to forego coverage expansion, leaving millions of low-income individuals without insurance. Moreover, relative to many private plans, Medicaid is an imperfect program suffering from lower reimbursement rates, fewer covered services, and incomplete acceptance by preventive and specialty care providers. These constraints will reduce the potential impact of the expansion for patients with respiratory and sleep conditions or critical illness. Despite its imperfections, the more than 10 million low-income individuals who gain insurance as a result of Medicaid expansion will likely have increased access to health care, reduced out-of-pocket health care spending, and ultimately improvements in their overall health.
平价医疗法案旨在解决数百万没有医疗保险的美国人面临的系统性健康不平等问题。扩大医疗补助是该立法的一个关键组成部分,因为预计这将为低收入人群提供保障,这些人面临更大的医疗保健系统获取和健康结果差距的风险。几项研究表明,扩大医疗补助可以减少与保险相关的差距,这让人们对平价医疗法案对穷人健康的潜在影响充满乐观。然而,医疗补助扩张实施的几个障碍以及医疗补助计划本身的不足,将削弱其最初的影响。特别是,最高法院决定否决平价医疗法案要求所有州都接受医疗补助扩张的规定,允许一半的州放弃扩大保障范围,使数以百万计的低收入人群没有保险。此外,与许多私人计划相比,医疗补助是一个不完善的计划,存在报销率较低、覆盖服务较少以及预防和专科医疗服务提供者不完全接受的问题。这些限制将降低扩张计划对患有呼吸和睡眠疾病或重病的患者的潜在影响。尽管存在缺陷,但由于医疗补助扩张而获得保险的 1000 多万低收入人群,他们可能会有更多的机会获得医疗保健,减少自付医疗保健支出,最终改善整体健康状况。