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医疗支出的财务负担:评估《平价医疗法案》改革影响的估计与启示

The financial burden of medical spending: estimates and implications for evaluating the impact of ACA reforms.

作者信息

Abramowitz Joelle, O'Hara Brett

机构信息

U.S. Census Bureau, Washington, DC, USA

U.S. Census Bureau, Washington, DC, USA.

出版信息

Med Care Res Rev. 2015 Apr;72(2):187-99. doi: 10.1177/1077558714563173. Epub 2014 Dec 18.

DOI:10.1177/1077558714563173
PMID:25524865
Abstract

This article uses the 2013 Current Population Survey Annual Social and Economic Supplement to estimate the financial burden of medical out-of-pocket costs by comparing medical out-of-pocket expenditures to income. This measure is important for evaluating the magnitude of burden, better understanding who bears it, and establishing a baseline to assess the impact of the Patient Protection and Affordable Care Act. We examine the distribution of burden and the incidence of high burden across all families and by individuals' health insurance status and demographic and socioeconomic characteristics. We look more closely at one group vulnerable to having high burden: those younger than age 65 with incomes between 138% and 200% of the federal poverty line. We find that 18.5% of these individuals have incomes below the threshold of expansion Medicaid eligibility after accounting for non-over-the-counter medical expenses and examine the characteristics associated with being classified below this threshold.

摘要

本文利用2013年《当前人口调查年度社会和经济补充调查》,通过比较医疗自付费用与收入来估算医疗自付费用的经济负担。这一衡量标准对于评估负担的程度、更好地了解负担的承担者以及建立一个基线来评估《患者保护与平价医疗法案》的影响都很重要。我们研究了所有家庭的负担分布情况以及高负担的发生率,并按个人的医疗保险状况、人口统计学和社会经济特征进行了分析。我们更深入地研究了一个容易承受高负担的群体:那些年龄在65岁以下、收入在联邦贫困线的138%至200%之间的人。我们发现,在扣除非非处方药医疗费用后,这些人中18.5%的人的收入低于医疗补助资格扩大的门槛,并研究了与被归类在该门槛以下相关的特征。

相似文献

1
The financial burden of medical spending: estimates and implications for evaluating the impact of ACA reforms.医疗支出的财务负担:评估《平价医疗法案》改革影响的估计与启示
Med Care Res Rev. 2015 Apr;72(2):187-99. doi: 10.1177/1077558714563173. Epub 2014 Dec 18.
2
Impact of out-of-pocket spending caps on financial burden of those with group health insurance.自付费用上限对参加团体医疗保险者经济负担的影响。
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Out-of-pocket spending and financial burden among low income adults after Medicaid expansions in the United States: quasi-experimental difference-in-difference study.美国医疗补助扩大后,低收入成年人的自付支出和经济负担:准实验性双重差分研究。
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How the ACA's Health Insurance Expansions Have Affected Out-of-Pocket Cost-Sharing and Spending on Premiums.《平价医疗法案》的医疗保险扩张如何影响自付费用分担和保费支出。
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Income-Based Disparities in Financial Burdens of Medical Spending Under the Affordable Care Act in Families With Individuals Having Chronic Conditions.《平价医疗法案》下患有慢性病的个人所在家庭中,基于收入的医疗支出经济负担差异
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Medicaid expansion in opt-out states would produce consumer savings and less financial burden than exchange coverage.在选择不扩大医疗补助计划的州,扩大该计划会比通过医保市场获得保险产生更多消费者储蓄并减轻财务负担。
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How Medicaid Expansion Affected Out-of-Pocket Health Care Spending for Low-Income Families.医疗补助扩大计划如何影响低收入家庭的自付医疗保健支出。
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Out-of-pocket health spending by poor and near-poor elderly Medicare beneficiaries.贫困和接近贫困的老年医疗保险受益人的自付医疗费用。
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Financial burden of medical out-of-pocket spending by state and the implications of the 2014 Medicaid expansions.各州自费医疗支出的经济负担以及2014年医疗补助扩大计划的影响
Inquiry. 2013 Aug;50(3):177-201. doi: 10.1177/0046958013516590.

引用本文的文献

1
Out-of-Pocket Medical Expenditures in the Redesigned Current Population Survey: Evaluating Improvements to Data Processing.重新设计的当前人口调查中的自付医疗支出:评估数据处理的改进。
Med Care Res Rev. 2023 Oct;80(5):548-557. doi: 10.1177/10775587231170951. Epub 2023 May 13.
2
Effects of improvements in the CPS on the estimated prevalence of medical financial burdens.CPS 改进对医疗财务负担估算患病率的影响。
Health Serv Res. 2019 Aug;54(4):920-929. doi: 10.1111/1475-6773.13158. Epub 2019 Apr 29.
3
Insurance Enrollment at a Student-Run Free Clinic After the Patient Protection and Affordable Care Act.
《患者保护与平价医疗法案》实施后学生运营的免费诊所的保险登记情况
J Community Health. 2017 Aug;42(4):785-790. doi: 10.1007/s10900-017-0318-7.
4
Recent trends in the probability of high out-of-pocket medical expenses in the United States.美国高额自付医疗费用概率的近期趋势。
SAGE Open Med. 2016 Sep 9;4:2050312116660329. doi: 10.1177/2050312116660329. eCollection 2016.
5
The financial burden of out-of-pocket expenses in the United States and Canada: How different is the United States?美国和加拿大自付费用的经济负担:美国有多大不同?
SAGE Open Med. 2016 Jan 25;4:2050312115623792. doi: 10.1177/2050312115623792. eCollection 2016.