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《患者保护与平价医疗法案》对急诊医学的影响:数据综述

The Patient Protection and Affordable Care Act's Effect on Emergency Medicine: A Synthesis of the Data.

作者信息

Medford-Davis Laura N, Eswaran Vidya, Shah Rohan M, Dark Cedric

机构信息

Department of Emergency Medicine, University of Pennsylvania Perelman School of Medicine, and the Robert Wood Johnson Foundation, Philadelphia, PA.

Baylor College of Medicine, Houston, TX.

出版信息

Ann Emerg Med. 2015 Nov;66(5):496-506. doi: 10.1016/j.annemergmed.2015.04.007. Epub 2015 May 11.

Abstract

This review synthesizes the existing literature to provide evidence-based predictions for the future of emergency care in the United States as a result of the Patient Protection and Affordable Care Act, with a focus on emergency department (ED) visit volume, acuity, and reimbursement. Patient behavior will likely be quite different for patients gaining Medicaid than for those gaining private insurance through the Marketplaces. Despite the threat of the individual mandate, not all uninsured patients will enroll, and those who choose to enroll will likely be a different population from those who remain uninsured. New Medicaid enrollees will be a sicker population and will likely increase their number of ED visits substantially. Their acuity will be higher at first but will then revert to the traditionally high number of low-acuity visits made by Medicaid patients. Most patients enrolling through the Marketplace are choosing high-deductible health plans, and they will initially avoid the ED because of high out-of-pocket costs but may present later and sicker after self-rationing their care. Most patients gaining health coverage through the Affordable Care Act will be shifting from uninsured to either Medicaid or private insurance, both of which reimburse more than self-pay, so ED collections should increase. Because of the differences between Medicaid and Marketplace plans, there will be a difference in ED volume, acuity, and financial outcomes, depending on states' current demographics, whether states expand Medicaid, and how aggressively states advertise new options for coverage in Medicaid or state health insurance Marketplaces.

摘要

本综述综合现有文献,以便根据《患者保护与平价医疗法案》对美国未来急诊护理情况做出基于证据的预测,重点关注急诊室就诊量、病情严重程度及报销情况。获得医疗补助的患者与通过医保市场获得私人保险的患者的行为可能会有很大不同。尽管有个人强制参保规定的威胁,但并非所有未参保患者都会参保,而且选择参保的人群可能与仍未参保的人群不同。新加入医疗补助计划的人群病情会更严重,急诊就诊次数可能会大幅增加。起初他们的病情严重程度会较高,但随后会恢复到医疗补助患者传统上大量的低病情严重程度就诊情况。大多数通过医保市场参保的患者选择的是高免赔额健康保险计划,他们起初会因自付费用高而避免去急诊室,但在自行限制医疗后可能会在病情更严重时前来就诊。大多数通过《平价医疗法案》获得医保覆盖的患者将从无保险状态转变为参加医疗补助或私人保险,这两种保险的报销都比自费多,因此急诊室收款应该会增加。由于医疗补助计划和医保市场计划存在差异,急诊室就诊量、病情严重程度及财务结果会有所不同,这取决于各州当前的人口统计数据、各州是否扩大医疗补助计划,以及各州在医疗补助或州健康保险市场上宣传新的保险选项的力度。

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