Johnson Debra J, Shenaq Deana, Thakor Manisha
Sacramento, Calif.; Chicago, Ill.; and Portland, Ore.
From The Plastic Surgery Center; University of Chicago Hospitals; and Buckingham and The BAM Alliance.
Plast Reconstr Surg. 2016 Oct;138(4):935-940. doi: 10.1097/PRS.0000000000002556.
Financial planning is critically important to ensure financial security both during a plastic surgical career and in retirement. Unfortunately, plastic surgery training includes very little in the way of financial planning. The information that is available in the literature is mostly geared toward men. Women, with longer lifespans and more family care responsibilities, have unique needs when it comes to financial planning. Adequate attention must also be paid to life after retirement. A plastic surgical career can be all-encompassing, and thus women need to carefully plan volunteer activities, new hobbies, and even a second career to make their retirement years fulfilling and enjoyable. Key points regarding financial planning during the various phases of a woman plastic surgeon's career are discussed. Options for retirement are presented.
财务规划对于确保整形外科学术生涯期间以及退休后的财务安全至关重要。不幸的是,整形外科学术培训中几乎没有涉及财务规划方面的内容。文献中现有的信息大多是针对男性的。女性寿命更长且承担更多家庭照料责任,在财务规划方面有独特的需求。还必须充分关注退休后的生活。整形外科学术生涯可能会占据全部生活,因此女性需要精心规划志愿活动、新爱好,甚至第二职业,以使退休生活充实而愉快。本文讨论了女性整形外科医生职业生涯不同阶段财务规划的要点,并介绍了退休选择。