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工作、健康和保险:雇主和工人的格局正在发生变化。

Work, Health, And Insurance: A Shifting Landscape For Employers And Workers Alike.

机构信息

Thomas C. Buchmueller (

Robert G. Valletta is vice president of research communications in the Economic Research Department of the Federal Reserve Bank of San Francisco, in California.

出版信息

Health Aff (Millwood). 2017 Feb 1;36(2):214-221. doi: 10.1377/hlthaff.2016.1200.

DOI:10.1377/hlthaff.2016.1200
PMID:28167708
Abstract

We examined the complex relationship among work, health, and health insurance, which has been affected by changing demographics and employment conditions in the United States. Stagnation or deterioration in employment conditions and wages for much of the workforce has been accompanied by the erosion of health outcomes and employer-sponsored insurance coverage. In this article we present data and discuss the research that has established these links, and we assess the potential impact of policy responses to the evolving landscape of work and health. The expansion of insurance availability under the Affordable Care Act may have helped reduce the burden on employers to provide health insurance. However, the act's encouragement of wellness programs has uncertain potential to help contain the rising costs of employer-sponsored health benefits.

摘要

我们研究了工作、健康和健康保险之间的复杂关系,这在美国不断变化的人口结构和就业状况的影响下受到了影响。对于大多数劳动力来说,就业条件和工资的停滞或恶化伴随着健康结果和雇主提供的保险覆盖范围的减少。在本文中,我们展示了数据并讨论了已确定这些联系的研究,我们评估了对工作和健康不断变化的格局做出政策反应的潜在影响。平价医疗法案下保险供应的扩大可能有助于减轻雇主提供健康保险的负担。然而,该法案鼓励健康计划对控制雇主提供的健康福利不断上涨的成本的潜在帮助尚不确定。

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Work, Health, And Insurance: A Shifting Landscape For Employers And Workers Alike.工作、健康和保险:雇主和工人的格局正在发生变化。
Health Aff (Millwood). 2017 Feb 1;36(2):214-221. doi: 10.1377/hlthaff.2016.1200.
2
Will employers drop health insurance coverage because of the Affordable Care Act?由于《平价医疗法案》,雇主会放弃医疗保险覆盖范围吗?
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Displaced workers and employer-provided health insurance: evidence of a wage/fringe benefit tradeoff?被取代的工人与雇主提供的医疗保险:工资/附加福利权衡的证据?
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Do more health insurance options lead to higher wages? Evidence from states extending dependent coverage.更多的健康保险选择会带来更高的工资吗?来自扩大受抚养人保险覆盖范围的州的证据。
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Scaling cost-sharing to wages: how employers can reduce health spending and provide greater economic security.将成本分摊与工资挂钩:雇主如何降低医疗支出并提供更强的经济保障。
Yale J Health Policy Law Ethics. 2014 Summer;14(2):239-95.
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An early look at changes in employer-sponsored insurance under the Affordable Care Act.《平价医疗法案》下雇主提供保险情况变化的早期观察。
Health Aff (Millwood). 2015 Jan;34(1):170-7. doi: 10.1377/hlthaff.2014.1298.
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A shared responsibility. US employers and the provision of health insurance to employees.一项共同的责任。美国雇主与为员工提供医疗保险。
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Affordable Care Act's Cadillac Tax Could Affect One-Fourth Of Workers With Employer Health Coverage By 2025.平价医疗法案的“凯迪拉克税”可能会影响到四分之一 2025 年有雇主健康保险的工人。
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Did the Affordable Care Act's dependent coverage mandate increase premiums?《平价医疗法案》的受抚养人保险强制规定是否提高了保险费?
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