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ACA 医疗补助扩张对 2015 年医疗保险覆盖范围的影响以及按年龄、种族/族裔和性别划分的覆盖差距。

The Impact of the ACA Medicaid Expansions on Health Insurance Coverage through 2015 and Coverage Disparities by Age, Race/Ethnicity, and Gender.

机构信息

Department of Health Management and Policy, University of Iowa, Iowa City, IA.

Department of Economics, University of Iowa, Iowa City, IA.

出版信息

Health Serv Res. 2018 Apr;53(2):1248-1271. doi: 10.1111/1475-6773.12711. Epub 2017 May 18.

DOI:10.1111/1475-6773.12711
PMID:28517042
原文链接:https://pmc.ncbi.nlm.nih.gov/articles/PMC5867173/
Abstract

OBJECTIVE

Examine the ACA Medicaid expansion effects on Medicaid take-up and private coverage through 2015 and coverage disparities by age, race/ethnicity, and gender.

DATA SOURCES

2011-2015 American Community Survey for 3,137,989 low-educated adults aged 19-64 years.

STUDY DESIGN

Difference-in-differences regressions accounting for national coverage trends and state fixed effects.

PRINCIPAL FINDINGS

Expansion effects doubled in 2015 among low-educated adults, with a nearly 8 percentage-point increase in Medicaid take-up and 6 percentage-point decline in uninsured rate. Significant coverage gains were observed across virtually all examined groups by age, gender, and race/ethnicity. Take-up and insurance declines were strongest among younger adults and were generally close by gender and race/ethnicity. Despite the increased take-up however, coverage disparities remained sizeable, especially for young adults and Hispanics who had declining but still high uninsured rates in 2015. There was some evidence of private coverage crowd-out in certain subgroups, particularly among young adults aged 19-26 years and women, including in both individually purchased and employer-sponsored coverage.

CONCLUSIONS

The ACA Medicaid expansions have continued to increase coverage in 2015 across the entire population of low-educated adults and have reduced age disparities in coverage. However, there is still a need for interventions that target eligible young and Hispanic adults.

摘要

目的

研究 ACA 医疗补助扩大计划对 2015 年之前医疗补助参保率和私人保险覆盖范围的影响,以及按年龄、种族/族裔和性别划分的覆盖差距。

数据来源

2011-2015 年美国社区调查,涉及 3137989 名低教育程度的 19-64 岁成年人。

研究设计

采用双重差分回归方法,考虑全国覆盖趋势和州固定效应。

主要发现

在 2015 年,低教育程度成年人的扩张效果增加了一倍,医疗补助参保率增加了近 8 个百分点,未参保率下降了 6 个百分点。在几乎所有年龄、性别和种族/族裔群体中,都观察到了显著的覆盖范围扩大。参保率和保险率下降在年轻成年人中最为明显,并且在性别和种族/族裔方面基本接近。尽管参保率有所增加,但覆盖差距仍然很大,尤其是在年轻人和西班牙裔中,他们的未参保率在 2015 年下降但仍很高。在某些亚组中,存在私人保险替代的证据,特别是在 19-26 岁的年轻成年人和女性中,包括个人购买和雇主赞助的保险。

结论

ACA 医疗补助扩大计划在 2015 年继续增加了所有低教育程度成年人的覆盖范围,并减少了覆盖差距的年龄差异。然而,仍然需要针对符合条件的年轻和西班牙裔成年人的干预措施。

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