University of California, Los Angeles.
Gerontologist. 2018 Sep 14;58(5):883-893. doi: 10.1093/geront/gnx069.
Parents who experience life events with negative economic consequences may rely on adult children for financial assistance. This study provided national estimates of Black and White mothers' financial help from adult children. It also examined whether the Black-White difference in the likelihood of a mother's receipt of financial assistance persisted after accounting for life events reflecting parental need and children's ability to provide help.
The Health and Retirement Study was used to examine late middle aged (51-70) Black and White mothers' financial help from adult children. Cross-sectional point estimates of financial help from noncoresident and coresident children were based on pooling these data. Random effects logistic regression at the mother-wave level was used to estimate the likelihood of receipt of financial assistance from noncoresident children.
On average, 9% (8%) of Blacks and 3% (4%) of Whites reported help from noncoresident (coresident) children in a given interview wave, but Blacks received lower amounts. Changes signifying greater parental financial need and noncoresident children's greater resources were positively associated with receiving financial help from noncoresident children. After accounting for these factors, race differences remained.
Black mothers are more likely to rely on children for financial help than Whites. Since this help hinges on the ability of their children to provide, the strength of Blacks' economic safety net as they age also depends on the socioeconomic well-being of the younger generation.
经历经济负面事件的父母可能会依赖成年子女提供经济援助。本研究提供了全国范围内黑人和白人母亲从成年子女处获得经济援助的估计数。本研究还检验了在考虑反映父母需求和子女提供帮助能力的生活事件后，母亲获得经济援助的可能性的黑-白差异是否仍然存在。
使用健康与退休研究（Health and Retirement Study）来研究处于中老年（51-70 岁）的黑人和白人母亲从成年子女那里获得的经济援助。非核心居住和核心居住子女经济援助的横断面点估计数基于这些数据的汇总。在母亲-波次水平上使用随机效应逻辑回归来估计获得非核心居住子女经济援助的可能性。
平均而言，在给定的访谈波次中，9%（8%）的黑人报告从非核心居住（核心居住）子女那里获得帮助，3%（4%）的白人报告从非核心居住（核心居住）子女那里获得帮助，但黑人获得的帮助较少。标志着父母经济需求增加和非核心居住子女资源增加的变化与从非核心居住子女那里获得经济援助呈正相关。在考虑到这些因素后，种族差异仍然存在。
黑人母亲比白人更有可能依赖子女获得经济援助。由于这种帮助取决于子女提供的能力，因此随着年龄的增长，黑人的经济安全网的实力也取决于年轻一代的社会经济福祉。
