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国家保险授权对自闭症谱系障碍的医疗保健使用和支出的影响。

Effects Of State Insurance Mandates On Health Care Use And Spending For Autism Spectrum Disorder.

机构信息

Colleen L. Barry (

Andrew J. Epstein is scientific director of Medicus Economics, in Philadelphia, Pennsylvania.

出版信息

Health Aff (Millwood). 2017 Oct 1;36(10):1754-1761. doi: 10.1377/hlthaff.2017.0515.

Abstract

Forty-six states and the District of Columbia have enacted insurance mandates that require commercial insurers to cover treatment for children with autism spectrum disorder (ASD). This study examined whether implementing autism mandates altered service use or spending among commercially insured children with ASD. We compared children age twenty-one or younger who were eligible for mandates to children not subject to mandates using 2008-12 claims data from three national insurers. Increases in service use and spending attributable to state mandates were detected for all outcomes. Mandates were associated with a 3.4-percentage-point increase in monthly use and a $77 increase in monthly spending on ASD-specific services. Effects were larger for younger children and increased with the number of years since mandate implementation. These increases suggest that state mandates are an effective tool for broadening access to autism treatment under commercial insurance.

摘要

46 个州和哥伦比亚特区颁布了保险要求,要求商业保险公司承保自闭症谱系障碍(ASD)儿童的治疗费用。本研究考察了实施自闭症保险要求是否改变了商业保险覆盖的 ASD 儿童的服务使用或支出。我们使用来自三家全国性保险公司的 2008-12 年理赔数据,比较了符合要求和不符合要求的 21 岁或以下的儿童。所有结果都发现,由于州政府的要求,服务的使用和支出都有所增加。自闭症保险要求与每月服务使用增加 3.4 个百分点和自闭症特定服务每月支出增加 77 美元有关。对于年幼的儿童,效果更大,并且随着实施要求的年限增加而增加。这些增加表明,州政府的要求是扩大商业保险下自闭症治疗机会的有效工具。

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