Gu Liubao, Feng Huihui, Jin Jian
Dept. of Statistics, School of Economics, Hebei University, Baoding, China.
Iran J Public Health. 2017 Sep;46(9):1193-1203.
Population aging has become increasingly serious in China. The demand for medical insurance of the elderly is increasing, and their health status and life satisfaction are becoming significant issues. This study investigates the effects of medical insurance on the health status and life satisfaction of the elderly.
The national baseline survey data of the China Health and Retirement Longitudinal Survey in 2013 were adopted. The Ordered Probit Model was established. The effects of the medical insurance for urban employees, medical insurance for urban residents, and new rural cooperative medical insurance on the health status and life satisfaction of the elderly were investigated.
Medical insurance could facilitate the improvement of the health status and life satisfaction of the elderly. Accordingly, the health status and life satisfaction of the elderly who have medical insurance for urban residents improved significantly. The regression coefficients were 0.348 and 0.307. The corresponding regression coefficients of the medical insurance for urban employees were 0.189 and 0.236. The regression coefficients of the new rural cooperative medical insurance were 0.170 and 0.188.
Medical insurance can significantly improve the health status and life satisfaction of the elderly. This development is of immense significance for the formulation of equal medical security.
中国人口老龄化日益严重。老年人对医疗保险的需求不断增加，其健康状况和生活满意度正成为重要问题。本研究调查医疗保险对老年人健康状况和生活满意度的影响。
采用2013年中国健康与养老追踪调查的全国基线调查数据。建立有序Probit模型。调查城镇职工医疗保险、城镇居民医疗保险和新型农村合作医疗对老年人健康状况和生活满意度的影响。
医疗保险有助于改善老年人的健康状况和生活满意度。相应地，参加城镇居民医疗保险的老年人的健康状况和生活满意度显著提高。回归系数分别为0.348和0.307。城镇职工医疗保险的相应回归系数为0.189和0.236。新型农村合作医疗的回归系数为0.170和0.188。
医疗保险能显著改善老年人的健康状况和生活满意度。这一进展对制定平等医疗保障具有重大意义。
