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我们对瑞士的强制性牙科保险改革有何期待?

What should we expect from Switzerland's compulsory dental insurance reform?

作者信息

di Bella Enrico, Krejci Ivo, Ardu Stefano, Leporatti Lucia, Montefiori Marcello

机构信息

Department of Economics and Business Studies, University of Genoa, Via Vivaldi 5, 16126, Genoa, Italy.

CUMD, Division of Cariology & Endodontology, University of Geneva, Geneva, Switzerland.

出版信息

BMC Health Serv Res. 2018 Apr 10;18(1):272. doi: 10.1186/s12913-018-3065-2.

Abstract

BACKGROUND

A vast and heated debate is arising in Switzerland as a result of some recent citizens' initiatives aimed at introducing compulsory dental health care insurance. The Grand Conseils of the Vaud, Geneva, and Neuchâtel cantons recently approved three public initiatives and their citizens are expected to vote on the proposal in 2018. The process of collecting signatures has begun in several other cantons and the discussion has now moved to a national level.

DISCUSSION

At present, there is no scientific research that can help policy-makers and citizens to understand the main economic implications of such reform. We attempt to fill this gap by analysing three critical issues: the level and determinants of unmet needs for dental care in Switzerland; the protection of vulnerable individuals; and the economic sustainability of reform.

RESULTS AND SHORT CONCLUSIONS

The results show that income is not a unique determinant of barriers to access to dental care but rather, cultural and socio-demographic factors impact the perceived level of unmet dental care needs. The reform might only partially, if at all, improve the equity of the current system. In addition, the results show that the 1% wage-based contribution that the reform promoters suggest should finance the insurance is inadequate to provide full and free dental care to Swiss residents, but is merely sufficient to guarantee basic preventive care, whereas this could be provided by dental hygienists for less.

摘要

背景

由于近期一些公民倡议引入强制性牙科医疗保险,瑞士引发了一场广泛而激烈的辩论。沃州、日内瓦州和纳沙泰尔州的大议会最近批准了三项公民倡议,预计其公民将在2018年对该提案进行投票。其他几个州已经开始了签名收集过程,讨论现已上升到国家层面。

讨论

目前,尚无科学研究能帮助政策制定者和公民理解此类改革的主要经济影响。我们试图通过分析三个关键问题来填补这一空白:瑞士牙科护理未满足需求的水平及其决定因素;对弱势群体的保护;以及改革的经济可持续性。

结果与简短结论

结果表明,收入并非获得牙科护理障碍的唯一决定因素,文化和社会人口因素对未满足的牙科护理需求的感知水平有影响。改革可能只会部分(如果有的话)改善现有体系的公平性。此外,结果显示,改革推动者提议的基于工资1%的缴费不足以向瑞士居民提供全面免费的牙科护理,仅足以保证基本预防护理,而这由牙科保健员提供成本更低。

https://cdn.ncbi.nlm.nih.gov/pmc/blobs/6a1e/5894163/a0046cb34d4d/12913_2018_3065_Fig1_HTML.jpg

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