Nelson W J
Division of Statistics Analysis, Social Security Administration.
Soc Secur Bull. 1988 Jul;51(7):4-21.
The first workers' compensation program was introduced 80 years ago. Its purpose was to compensate occupationally injured workers and their families for lost wages and medical expenses from job-related injury, regardless of fault. Today, each of the State and Federal programs that provides coverage to more than 86 percent of the work force uses a combination of private insurance, State or Federal funds, and self-insurance to meet its benefit obligations. The workers' compensation program is of continuing interest to the Social Security Administration (SSA) for several reasons. Since 1965, Social Security Disability Insurance benefits have been subject to reduction if such benefits, when combined with those provided under workers' compensation laws, exceed 80 percent of the worker's earnings. Because the two programs have gaps in protection as well as duplication in coverage, a periodic review of the workers' compensation program is necessary. In addition, SSA administers Part B of the Black Lung program--established to provide income-maintenance protection to coal miners disabled by pneumoconiosis--to about 1 million beneficiaries whose claims were filed before July 1973. This article provides revised benchmark data on the workers' compensation programs and presents a review of program operations during the early 1980's.
首个工人赔偿计划于80年前推出。其目的是赔偿因工伤致残的工人及其家属因工伤导致的工资损失和医疗费用，无论过错如何。如今，为超过86%的劳动力提供保险的每个州和联邦计划都采用私人保险、州或联邦资金以及自我保险相结合的方式来履行其福利义务。社会保障管理局（SSA）持续关注工人赔偿计划有几个原因。自1965年以来，如果社会保障残疾保险福利与根据工人赔偿法提供的福利相加超过工人收入的80%，则该福利会被削减。由于这两个计划在保护方面存在差距以及覆盖范围存在重叠，因此有必要定期审查工人赔偿计划。此外，社会保障管理局管理黑肺病计划的B部分——该计划旨在为因尘肺病致残的煤矿工人提供收入维持保障——为大约10万名在1973年7月之前提出索赔的受益人提供服务。本文提供了关于工人赔偿计划的修订基准数据，并对20世纪80年代初的计划运作情况进行了回顾。
