Fianto Bayu Arie
Department of Shari'a Economics, Faculty of Economics and Business, Universitas Airlangga, Surabaya, Indonesia.
Data Brief. 2019 Nov 30;28:104911. doi: 10.1016/j.dib.2019.104911. eCollection 2020 Feb.
This article focuses on presenting a two-year panel data set of Islamic microfinance institutions' (MFIs) clients in Indonesia. The clients are divided into three groups: clients receiving profit and loss sharing (PLS) finance, receiving non-PLS finance and those receiving finance by both mechanisms. Data obtained from 289 Indonesian Islamic MFIs clients contain the clients' financing characteristics. The chi-square (χ) inferential statistics model was used in the data analysis. The data show that total finance approved, the duration of the financing application process, the financing duration, and savings in Islamic MFIs is associated with the three groups.
本文着重呈现印度尼西亚伊斯兰小额金融机构(MFIs)客户的一个为期两年的面板数据集。这些客户被分为三组:接受盈亏共担(PLS)融资的客户、接受非PLS融资的客户以及通过两种机制都接受融资的客户。从289名印度尼西亚伊斯兰小额金融机构客户那里获得的数据包含了客户的融资特征。数据分析中使用了卡方(χ)推断统计模型。数据表明,伊斯兰小额金融机构批准的融资总额、融资申请流程的持续时间、融资期限以及储蓄与这三组相关。