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更老、更明智:投资诈骗易感性的年龄差异:情绪智力的保护作用。

Older and wiser: age differences in susceptibility to investment fraud: the protective role of emotional intelligence.

机构信息

Department of Psychology, Scripps College, Claremont, California, USA.

Southampton Business School, Faculty of Social Sciences, University of Southampton, Southampton, UK.

出版信息

J Elder Abuse Negl. 2020 Mar-May;32(2):152-172. doi: 10.1080/08946566.2020.1736704. Epub 2020 Mar 9.

DOI:10.1080/08946566.2020.1736704
PMID:32149596
Abstract

There have been inconsistent results regarding whether older adults are more vulnerable to fraud than younger adults. The two main goals of this study were to investigate the claim that there is an age-related vulnerability to fraud and to examine whether emotional intelligence (EI) may be associated with fraud susceptibility. Participants ( = 281; 18-82 years; = 53.4) were recruited via Amazon's Mechanical Turk and completed measures of EI, decision-making, and scam susceptibility. Participants who scored higher on "ability" EI were less susceptible to scams. The "younger" group ( = 2.50,  = 1.06) was more susceptible to scams than the "older" group, <.001, = 0.56, while the "older" group ( = 4.64,  = 1.52) reported the scams as being more risky than the "younger" group, =.002, = 0.37. "Older" participants were more sensitive to risk, less susceptible to persuasion, and had higher than average emotional understanding. Emotional understanding was found to be a partial mediator for age-related differences in scam susceptibility and susceptibility to persuasion.

摘要

关于老年人是否比年轻人更容易受到欺诈,结果一直不一致。本研究的两个主要目的是调查是否存在与年龄相关的欺诈易感性的说法,并研究情绪智力(EI)是否与欺诈易感性有关。参与者(= 281;18-82 岁;= 53.4)通过亚马逊的 Mechanical Turk 招募,并完成了 EI、决策和诈骗易感性的测量。EI“能力”得分较高的参与者对诈骗的敏感性较低。“年轻”组(= 2.50,= 1.06)比“年老”组(= 0.56,= 0.56)更容易受到诈骗,<.001,= 0.37,而“年老”组(= 4.64,= 1.52)报告诈骗比“年轻”组风险更高,=.002,= 0.37。“年长”参与者对风险更敏感,不易被说服,情绪理解能力高于平均水平。情绪理解被发现是诈骗易感性和易受说服性的年龄相关差异的部分中介。

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