Rush Alzheimer's Disease Center, Rush University Medical Center, Chicago, Illinois, USA.
Department of Neurological Sciences, Rush University Medical Center, Chicago, Illinois, USA.
J Elder Abuse Negl. 2022 Mar-May;34(2):93-108. doi: 10.1080/08946566.2022.2070568. Epub 2022 Apr 28.
We tested the hypothesis that financial fragility is associated with higher scam susceptibility in older adults without dementia. Data came from nearly 900 community-dwelling participants from two ongoing cohort studies of aging. Financial fragility was determined by assessing an individual's ability to access $2,000 within a month for an unexpected expense. Scam susceptibility was assessed via a 5-item instrument that measures perceptions and behaviors that predispose older adults to financial fraud and scams. On average, participants were 82 years of age. Nearly 10% reported financial fragility. Financial fragility was higher in Blacks and among those with fewer years of education, lower income, lower global cognition, lower literacy, and poorer financial decision-making. Regression analysis revealed that financially fragile older adults were more susceptible to scams. These data suggest that targeted efforts to reduce financial fragility and improve literacy and cognitive health are needed to prevent elder exploitation among diverse populations.
我们检验了这样一个假设，即财务脆弱性与无痴呆症的老年人中更高的诈骗易感性有关。数据来自于两个正在进行的老龄化队列研究中的近 900 名社区居住参与者。通过评估个人在一个月内为意外支出获得 2000 美元的能力来确定财务脆弱性。诈骗易感性通过衡量使老年人容易遭受财务欺诈和诈骗的认知和行为的 5 项工具来评估。参与者的平均年龄为 82 岁。近 10%的人报告财务脆弱性。财务脆弱性在黑人和受教育程度较低、收入较低、整体认知能力较低、读写能力较差以及财务决策能力较差的人群中更高。回归分析显示，财务脆弱的老年人更容易受到诈骗。这些数据表明，需要针对不同人群采取有针对性的措施来减少财务脆弱性，提高读写能力和认知健康，以防止老年人受到剥削。
