Department of Otolaryngology-Head and Neck Surgery, Massachusetts Eye and Ear Infirmary, Boston, Massachusetts, U.S.A.
Department of Otolaryngology, Harvard Medical School, Boston, Massachusetts, U.S.A.
Laryngoscope. 2021 Mar;131(3):E896-E902. doi: 10.1002/lary.28986. Epub 2020 Aug 10.
OBJECTIVES/HYPOTHESIS: To determine insurance coverage for gender-affirming surgery and voice therapy for individuals who seek to align their voice with their gender identity, and to analyze differences based on state-by-state transgender equality.
Cross-sectional study.
Policies from the top three commercial insurers per state in 2019 were reviewed. Coverage status was determined by web-based search, telephone interviews, and email inquiries. A state-by-state equality score was calculated based on the number of laws and policies relating to the transgender community. Correlation between number of preauthorized procedures and state equality scores was assessed.
Of the 150 insurance companies reviewed, only four (2.7%) held favorable policies, whereas 113 (75.8%) provided no coverage. Endoscopic surgery, open surgery, individual voice therapy, and group voice therapy interventions were equally excluded (n = 93, 62.4%). Coverage was not correlated with laws driving transgender equality (P = .782).
Gender-affirming voice interventions are seldom covered by commercial insurance companies. Despite established medical necessity and years of experience in practice, gender-affirming interventions for voice have not yet been fully considered by third-party payors. Further investigation regarding cost-effectiveness and treatment efficacy is warranted to improve insurance coverage of voice-related gender-affirming care.
NA Laryngoscope, 131:E896-E902, 2021.
目的/假设:确定寻求通过手术和语音治疗来改变声音以符合其性别认同的个体的保险覆盖范围,并根据各州的跨性别平等待遇情况分析差异。
横断面研究。
对 2019 年每个州排名前三的商业保险公司的政策进行了审查。通过网络搜索、电话访谈和电子邮件查询确定了覆盖范围。根据与跨性别群体相关的法律和政策数量,计算了各州的平等评分。评估了预先授权程序数量与州平等评分之间的相关性。
在所审查的 150 家保险公司中,只有 4 家(2.7%)持有有利政策,而 113 家(75.8%)则没有提供任何覆盖。内镜手术、开放手术、个体语音治疗和团体语音治疗干预同样被排除(n=93,62.4%)。覆盖范围与推动跨性别平等的法律无关(P=0.782)。
商业保险公司很少涵盖性别肯定的语音干预。尽管已经确立了医学必要性和多年的实践经验,但第三方支付者尚未充分考虑用于改变声音的性别肯定干预措施。需要进一步调查成本效益和治疗效果,以改善与性别肯定护理相关的语音保险覆盖范围。
无 喉科杂志,131:E896-E902,2021 年。