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大规模洪水风险意识宣传活动的效果:来自两个面板数据集的证据。

The Effectiveness of a Large-Scale Flood Risk Awareness Campaign: Evidence from Two Panel Data Sets.

机构信息

ZEW-Leibniz Centre for European Economic Research, Mannheim, Germany.

出版信息

Risk Anal. 2021 Jun;41(6):944-957. doi: 10.1111/risa.13601. Epub 2020 Oct 5.

Abstract

In the context of integrated flood risk management, governments and public agencies aim to strengthen flood risk reduction and insurance at the household level. They often employ awareness campaigns in order to educate the public about flood risk and possible coping strategies. However, the effectiveness of these awareness campaigns has hardly been examined empirically, and the available analyses come to ambiguous conclusions. Evaluations based on longitudinal data of actual household behavior are missing. In this study, we perform two independent empirical analyses to assess whether a large-scale awareness campaign in Germany affected private flood protection or insurance behavior. We thereby exploit the fact that different federal states initiated the campaign at different points in time between 2009 and 2017. In the first analysis, we use a longitudinal data set of a national sample of 6,729 household heads in the years 2012 and 2014 and focus on three federal states that launched the campaign in 2013. In the second analysis, we use flood damage and insurance penetration data at the federal state level from 2002 to 2018 (N = 256). Based on a fixed effects difference-in-differences estimator, we do not find that the campaign had a significant effect on households' behaviors, damage, or insurance penetration. The results show that large-scale flood risk awareness campaigns, as they are currently conducted in many countries, have a limited effectiveness in terms of strengthening actual flood protection or insurance behavior of households.

摘要

在综合洪水风险管理的背景下,政府和公共机构旨在加强家庭层面的洪水风险减少和保险。他们通常通过宣传活动来教育公众了解洪水风险和可能的应对策略。然而,这些宣传活动的效果几乎没有经过实证检验,现有的分析得出的结论也模棱两可。缺乏基于实际家庭行为的纵向数据的评估。在这项研究中,我们进行了两项独立的实证分析,以评估德国的一次大规模宣传活动是否影响了私人洪水防护或保险行为。为此,我们利用了联邦州在 2009 年至 2017 年期间不同时间点启动该活动的事实。在第一项分析中,我们使用了一个全国性样本的 6729 户家庭户主的纵向数据集,这些家庭户主在 2012 年和 2014 年接受了调查,重点关注三个在 2013 年启动该活动的联邦州。在第二项分析中,我们使用了 2002 年至 2018 年的联邦州层面的洪水损失和保险渗透数据(N=256)。基于固定效应差分差异估计量,我们发现该活动对家庭行为、损失或保险渗透没有显著影响。结果表明,就加强家庭实际洪水防护或保险行为而言,目前在许多国家开展的大规模洪水风险宣传活动效果有限。

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