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儿童健康保险覆盖范围:2021 年及以后的进展、问题和优先事项。

Children's Health Insurance Coverage: Progress, Problems, And Priorities For 2021 And Beyond.

机构信息

Joan C. Alker (

Genevieve M. Kenney is a codirector and senior fellow in the Health Policy Center, Urban Institute, in Washington, D.C.

出版信息

Health Aff (Millwood). 2020 Oct;39(10):1743-1751. doi: 10.1377/hlthaff.2020.00785.

Abstract

Expansion of Medicaid and establishment of the Children's Health Insurance Program (CHIP) represent a significant success story in the national effort to guarantee health insurance for children. That success is reflected in the high rates of coverage and health care access achieved for children, including those in low-income families. But significant coverage gaps remain-gaps that have been increasing since 2016 and are likely to accelerate with the coronavirus disease 2019 (COVID-19) pandemic and the associated recession. Using National Health Interview Survey data, we found that the proportion of uninsured children was 5.5 percent in 2018. Children continue to face coverage interruptions, and Latino, adolescent, and noncitizen children continue to face elevated risks of being uninsured. Although we note the benefits of a universal, federally financed, single-payer approach to coverage, we also offer two possible reform pathways that can take place within the current multipayer system, aimed at ensuring coverage, access, continuity, and comprehensiveness to move the nation closer to the goal of providing the health care that children need to reach their full potential and to reduce racial and economic inequalities.

摘要

扩大医疗补助(Medicaid)和建立儿童健康保险计划(CHIP)是国家为保障儿童医疗保险所取得的重大成功案例。这一成功体现在为儿童,包括低收入家庭的儿童提供的高覆盖率和获得医疗保健的机会上。但仍存在重大的覆盖缺口——自 2016 年以来,这些缺口一直在扩大,并可能随着 2019 年冠状病毒病(COVID-19)大流行和相关经济衰退而加速。利用全国健康访谈调查数据,我们发现 2018 年未参保儿童的比例为 5.5%。儿童继续面临保险中断的问题,拉丁裔、青少年和非公民儿童继续面临更高的未参保风险。尽管我们注意到覆盖范围采用普遍的、联邦资助的单一支付者方法的好处,但我们也提供了两种可能的改革途径,可以在当前的多方支付者系统内实施,旨在确保覆盖范围、获得、连续性和全面性,使国家更接近为儿童提供实现其全部潜力所需的医疗保健的目标,并减少种族和经济不平等。

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