Burkhauser R V, Holden K C, Feaster D
Department of Economics, Vanderbilt University, Nashville, TN 37235.
J Gerontol. 1988 Mar;43(2):S46-52. doi: 10.1093/geronj/43.2.s46.
Using longitudinal data from the Retirement History Study (RHS), we traced the economic well-being of couples who were not poor just prior to retirement through up to 10 years of retirement. The vast majority of these couples did not become poor during their first years of retirement. However, the risk and pattern of poverty during retirement varied greatly across groups identified by marital status and pension status. Married couples with pension income who survived over the period of our analysis rarely fell into poverty. Even surviving couples without pension income were not very likely to face poverty. Our findings indicate, however, that the death of a husband dramatically alters the risk and pattern of poverty in retirement.
利用退休历史研究（RHS）的纵向数据，我们追踪了退休前并非贫困的夫妇长达10年的退休生活中的经济状况。这些夫妇中的绝大多数在退休的头几年并未陷入贫困。然而，退休期间贫困的风险和模式在按婚姻状况和养老金状况划分的群体中差异很大。在我们的分析期内存活下来的有养老金收入的已婚夫妇很少陷入贫困。即使是没有养老金收入的存活夫妇也不太可能面临贫困。然而，我们的研究结果表明，丈夫的去世会极大地改变退休后贫困的风险和模式。
