From The MEMIC Group, Portland, Maine (Dr Pieretti, Mr Stanley, and Mr Siegfried).
J Occup Environ Med. 2022 May 1;64(5):e345-e356. doi: 10.1097/JOM.0000000000002528.
Explore the relationship between injured workers' average weekly wages (AWW) and their workers' compensation (WC) claims outcomes in Maine, US.
A total of 29,668 indemnity (lost-time) claims categorized into three wage-based percentile groups from a 20-year period (5-year intervals) were analyzed. WC outcomes included medical costs, number of indemnity checks, claim's duration, and claim settlements.
Generally, claims within the lower percentile group were less likely to have high medical costs, but were more likely to have an elevated number of indemnity checks when compared to those in the middle percentile group. An inverse relationship was observed for those claims within the higher percentile group.
Generalizations about low wage earners' claims being longer-lasting and more expensive or early return to work always reducing the medical cost of claims should be avoided.
探究美国缅因州受伤工人的平均周薪(AWW)与其工人赔偿(WC)理赔结果之间的关系。
分析了 20 年间(每 5 年为一个区间)分为三个基于工资的百分位组的总共 29668 份赔偿(失时)理赔。工人赔偿结果包括医疗费用、赔偿支票数量、理赔持续时间和理赔解决情况。
一般来说,与中等百分位组相比,低百分位组的理赔不太可能有高额医疗费用,但更有可能有较高的赔偿支票数量。而高百分位组的理赔则呈现出相反的关系。
应该避免对低工资收入者的理赔持续时间更长、费用更高或提前重返工作岗位总是降低理赔医疗费用的一般性推断。