Kelly A B
J Occup Med. 1986 Aug;28(8):768-71. doi: 10.1097/00043764-198608000-00043.
The historical development of the insurance industry's role in efforts to prevent industrial accidents and occupational disease will be discussed. The various approaches that have evolved include fire insurance, casuality insurance, and compensation for occupational diseases. The basic approach used in insurance programs involved with occupational disease is to identify the toxic material to which employees are exposed, recommend engineering controls to reduce the exposure, and suggest a medical surveillance program. The insurance industry's efforts in industrial hygiene are also described.
本文将探讨保险业在预防工业事故和职业病方面所发挥作用的历史发展。已发展出的各种方法包括火灾保险、意外伤害保险以及职业病赔偿。涉及职业病的保险项目所采用的基本方法是确定员工接触的有毒物质，推荐工程控制措施以减少接触，并建议开展医疗监测项目。文中还描述了保险业在工业卫生方面所做的努力。
