Alshebami Ali Saleh, Murad Majid
The Saudi Investment Bank Chair for Investment Awareness Studies, The Deanship of Scientific Research, The Vice Presidency for Graduate Studies and Scientific Research, King Faisal University, Al-Ahsa, Saudi Arabia.
Applied College in Abqaiq, King Faisal University, Al-Ahsa, Saudi Arabia.
Front Psychol. 2022 Aug 15;13:954841. doi: 10.3389/fpsyg.2022.954841. eCollection 2022.
The study intends to examine the role of financial literacy in sustainable performance of SME's in Saudi Arabia, with the moderating effect of entrepreneurial resilience. The data for this study were gathered from 203 different SME's sector entrepreneurs in Saudi Arabia using a convenience sampling technique. The hypothesis was tested through Smart-PLS software 3.3.9 version and structural equation modeling technique was used to verify the hypothesis relationships. The findings show that financial literacy has a significant and positive impact on sustainable performance. Moreover, results indicate that entrepreneurial resilience has a significant and positive effect on sustainable performance. Furthermore, the findings show that entrepreneurial resilience moderates the relationship between financial literacy and sustainable performance in Saudi Arabia. Lastly, this research article addressed the discussion and practical implications of the study.
该研究旨在考察金融素养在沙特阿拉伯中小企业可持续绩效中的作用，以及创业韧性的调节作用。本研究的数据是通过便利抽样技术从沙特阿拉伯203位不同中小企业部门的创业者中收集的。通过Smart-PLS软件3.3.9版本对假设进行了检验，并使用结构方程建模技术来验证假设关系。研究结果表明，金融素养对可持续绩效有显著的正向影响。此外，结果表明创业韧性对可持续绩效有显著的正向影响。此外，研究结果表明，创业韧性在沙特阿拉伯调节了金融素养与可持续绩效之间的关系。最后，本文探讨了该研究的讨论内容和实际意义。
