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3
Financial inclusion, economic growth, and poverty alleviation: evidence from eastern Indonesia.金融包容性、经济增长与减贫：来自印度尼西亚东部的证据。
Heliyon. 2020 Oct 13;6(10):e05235. doi: 10.1016/j.heliyon.2020.e05235. eCollection 2020 Oct.
4
Happiness in the Air: How Does a Dirty Sky Affect Mental Health and Subjective Well-being?空气中的阴霾：污浊的天空如何影响心理健康和主观幸福感？
J Environ Econ Manage. 2017 Sep;85:81-94. doi: 10.1016/j.jeem.2017.04.001. Epub 2017 Apr 5.

金融包容性是否促进投资并影响居民幸福感？——来自中国的证据。

Does financial inclusion promote investment and affect residents' happiness?-Evidence from China.

作者信息

Xu Qiuyan, Sun Wu

机构信息

Department of Economics, School of Economics and Management, Shihezi University, Shihezi, China.

Department of Finance, International Business College, Shandong Technology and Business University, Yantai, China.

出版信息

Front Psychol. 2022 Aug 22;13:988312. doi: 10.3389/fpsyg.2022.988312. eCollection 2022.

DOI:10.3389/fpsyg.2022.988312
PMID:36072025
原文链接:https://pmc.ncbi.nlm.nih.gov/articles/PMC9444132/
Abstract

With the rapid development of inclusive finance, the popularity of financial services is increasing, and the level of financial literacy of residents has gained. Using data from the years 2013, 2015, and 2017 China General Social Surveys (CGSS) and the China Digital Inclusive Finance Development Index to analyze residents' investment behavior in China, this study finds that inclusive finance significantly increased residents' investment participation and decrease their sense of happiness at the same time. This study demonstrates the effectiveness of China's financial inclusion policy and provides ideas for its further improvement.

摘要

随着普惠金融的快速发展，金融服务的普及程度不断提高，居民的金融素养水平也有所提升。本研究利用2013年、2015年和2017年中国综合社会调查（CGSS）的数据以及中国数字普惠金融发展指数，对中国居民的投资行为进行分析，发现普惠金融在显著提高居民投资参与度的同时，降低了他们的幸福感。本研究论证了中国普惠金融政策的有效性，并为其进一步完善提供了思路。