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客户对银行可持续发展目标(SDGs)意识对其行为的影响。

The role of customers' awareness towards the sustainable development goals (SDGs) of banks on their behavior.

机构信息

Department of Economics and Sustainable Development, Harokopio University, El. Venizelou 70, 17671, Athens, Greece.

Centre for Environmental Policy and Strategic Environmental Management, Department of Environment, University of the Aegean, Mytilene, 81100, Lesvos Island, Greece.

出版信息

Environ Sci Pollut Res Int. 2023 Jan;30(5):13495-13507. doi: 10.1007/s11356-022-23111-8. Epub 2022 Sep 22.

Abstract

Banks and sustainable development have lately gone hand in hand. Of late, banks have focused on sustainable management in order to improve their environmental footprint, to eliminate financial risks, to promote social issues, and to exploit new opportunities. The sustainable development management of organizations attracts new customers over and above conventional institutions thus leading to greater market share and increased revenues. This paper aims to examine if and how sustainable development goals (SDGs) adopted by banking institutions play a role in customers' decisions and behavior. The way that banks, SDGs, and sustainable image affect customer behavior, attitudes, trust, loyalty, satisfaction, and perceived fair pricing policy is assessed. To this end, 1084 questionnaires were collected and the PLS-SEM method was utilized. The findings show a positive relationship between the stance of banks relating to SDGs and customer trust, loyalty, and perceived fair pricing policy. Finally, the SDGs adopted by banks are an important strategic tool which strengthens relationship with their customers.

摘要

银行与可持续发展近来已紧密结合。最近,银行专注于可持续管理,以改善其环境足迹,消除金融风险,促进社会问题,并利用新的机会。组织的可持续发展管理吸引了新的客户,超过了传统机构,从而导致更大的市场份额和收入增长。本文旨在探讨银行机构采用的可持续发展目标(SDGs)是否以及如何在客户决策和行为中发挥作用。评估了银行、SDGs 和可持续形象如何影响客户行为、态度、信任、忠诚度、满意度和感知公平定价政策。为此,收集了 1084 份问卷,并采用了 PLS-SEM 方法。研究结果表明,银行在可持续发展目标方面的立场与客户信任、忠诚度和感知公平定价政策之间存在积极关系。最后,银行采用的可持续发展目标是加强与客户关系的重要战略工具。

https://cdn.ncbi.nlm.nih.gov/pmc/blobs/9375/9898358/449e1df6ddcf/11356_2022_23111_Fig1_HTML.jpg

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