Institute of Business, Management & Administrative Sciences, The Islamia University of Bahawalpur, Bahawalpur, Punjab, 63100, Pakistan.
UE Business School, Division of Management and Administrative Science, University of Education, Lahore, Pakistan.
Environ Sci Pollut Res Int. 2024 Jul;31(34):46255-46265. doi: 10.1007/s11356-023-29090-8. Epub 2023 Aug 3.
This study investigated the impact of efficiency, reliability, responsiveness, safety, and security on customer satisfaction with sustainable e-banking. The study used a quantitative methodology, with data collected from customers of commercial banks in South Punjab, Pakistan. A Likert scale questionnaire was used to collect cross-sectional data. A sample of 350 was analyzed using the Statistical Package for the Social Sciences (SPSS) for testing descriptive statistics, correlation analysis, and regression results. The study's results revealed that efficiency, reliability, responsiveness, safety, and security significantly impacted customer satisfaction with e-banking services. Efficiency and reliability were the most crucial factors influencing customer satisfaction, followed by safety, security, and responsiveness. The research findings have important implications for commercial banks, as they highlight the critical role of these factors in the development of sustainable e-banking practices. Overall, the study provides valuable insights for commercial banks seeking to improve their e-banking services and ensure customer satisfaction. Commercial banks can enhance their competitiveness and achieve sustainable growth in the highly competitive e-banking sector by prioritizing efficiency, reliability, responsiveness, and safety and security.
本研究调查了效率、可靠性、响应性、安全性和保障性对可持续电子银行客户满意度的影响。本研究采用定量方法,从巴基斯坦旁遮普省商业银行的客户那里收集数据。使用李克特量表问卷收集横截面数据。使用社会科学统计软件包(SPSS)对 350 个样本进行分析,以测试描述性统计、相关分析和回归结果。研究结果表明,效率、可靠性、响应性、安全性和保障性对电子银行服务的客户满意度有显著影响。效率和可靠性是影响客户满意度的最重要因素,其次是安全性、保障性和响应性。研究结果对商业银行具有重要意义,因为它们强调了这些因素在可持续电子银行实践发展中的关键作用。总的来说,该研究为寻求改善电子银行服务和确保客户满意度的商业银行提供了有价值的见解。商业银行可以通过优先考虑效率、可靠性、响应性和安全性和保障性,提高竞争力,在竞争激烈的电子银行领域实现可持续增长。