Nabila Farizka Shafa, Fakhri Mahendra, Pradana Mahir, Kartawinata Budi Rustandi, Silvianita Anita
School of Communication and Business, Telkom University, Jl. Telekomunikasi No. 1, Buah Batu, Bandung, Indonesia 40257.
J Innov Entrep. 2023;12(1):16. doi: 10.1186/s13731-023-00281-4. Epub 2023 Mar 17.
People in Indonesia, particularly members of Generation Z, frequently struggle to manage their financial situation both now and in the future. The problem is brought on by a lack of understanding of financial investments. The purpose of this study is to ascertain the financial standing of Generation Z. A questionnaire with 100 respondents was employed in this investigation. In this study, financial attitudes serve as the independent variable, financial management serves as the intervention variable, and financial satisfaction serves as the dependent variable. A Likert scale was utilized as the measurement in the quantitative research technique. In this work, structural equation modeling (SEM) and SmartPLS software were utilized to process the data. The financial attitude variable has a positive and significant impact on financial happiness that is mediated by financial management. We also offer some recommendations and future research directions related to this topic.
印度尼西亚的人们，尤其是Z世代成员，目前和未来在财务管理方面常常面临困难。这个问题是由对金融投资缺乏了解导致的。本研究的目的是确定Z世代的财务状况。本次调查采用了一份有100名受访者的问卷。在本研究中，财务态度作为自变量，财务管理作为干预变量，财务满意度作为因变量。在定量研究技术中，采用李克特量表作为测量工具。在这项工作中，使用结构方程模型（SEM）和SmartPLS软件来处理数据。财务态度变量通过财务管理对财务幸福感有积极且显著的影响。我们还提供了一些与该主题相关的建议和未来研究方向。
