School of Rehabilitation Science, McMaster University, Hamilton, Ontario, Canada.
Sheila MacDonald & Associates, Guelph, Ontario, Canada.
Int J Lang Commun Disord. 2024 Mar-Apr;59(2):648-664. doi: 10.1111/1460-6984.12895. Epub 2023 May 15.
Adults with traumatic brain injuries (TBI) frequently experience cognitive, emotional, physical and communication deficits that require long-term rehabilitation and community support. Although access to rehabilitation services is linked to positive outcomes, there can be barriers to accessing community rehabilitation related to system navigation, referral processes, funding, resource allocation and communications required to ensure access.
This study aimed to identify barriers to accessing insurer funding for rehabilitation and healthcare services, for adults with TBI injured in motor vehicle collisions (MVCs).
We used a co-design approach to collaborate with persons with lived experience to design a survey of adults who sustained a TBI in an MVC. The survey examined access to insurer funding for rehabilitation services and was disseminated through brain injury networks in Ontario, Canada.
Respondents (n = 148) identified multiple barriers to accessing rehabilitation services through insurer funding, including delays of more than 2 years (49%), mandatory duplicative assessments (64%) and invasion of privacy (55%). Speech-language therapy and neuropsychological services were denied most frequently. Negative experiences included insurers' poor understanding of TBI symptoms, denials of services despite medical evidence demonstrating need and unsupportive insurer interactions. Although 70% of respondents reported cognitive-communication difficulties, accommodations were rarely provided. Respondents identified supports that would improve insurer and healthcare communications and rehabilitation access.
CONCLUSION & IMPLICATIONS: The insurance claims process had many barriers for adults with TBI, limiting their access to rehabilitation services. Barriers were exacerbated by communication deficits. These findings indicate a role for Speech-language therapists in education, advocacy and communication supports during the insurance process specifically as well as rehabilitation access processes in general.
What is already known on this subject There is extensive documentation of the long-term rehabilitation needs of individuals with traumatic brain injury (TBI) and their challenges in accessing rehabilitation services over the long term. It is also well known that many individuals with TBI have cognitive and communication deficits that affect their interactions in the community, including with healthcare providers, and that SLTs can train communication partners to provide communication supports to individuals with TBI in these communication contexts. What this study adds This study adds important information about barriers to accessing rehabilitation, including barriers to accessing SLT services in the community. We asked individuals with TBI about challenges to accessing auto insurance funding for private community services, and their responses illustrate the broader challenges individuals with TBI face in communicating their deficits, conveying service needs, educating and convincing service administrators and self-advocating. The results also highlight the critical role that communication plays in healthcare access interactions, from completing forms to reviewing reports and funding decisions, to managing telephone calls, writing emails and explaining to assessors. What are the clinical implications of this work? This study shows the lived experience of individuals with TBI in overcoming barriers to accessing community rehabilitation. The results show that best practices in intervention should include evaluating rehabilitation access, which is a critical step in patient-centred care. Evaluation of rehabilitation access includes evaluating referral and navigation, resource allocation and healthcare communications, and ensuring accountability at each step, regardless of model of service delivery or funding source. Finally, these findings show the critical role of speech-language therapists in educating, advocating and supporting communications with funding sources, administrators and other healthcare providers.
外伤性脑损伤(TBI)成年人经常经历认知、情感、身体和沟通方面的缺陷,需要长期康复和社区支持。尽管获得康复服务与积极的结果有关,但在获得与系统导航、转介流程、资金、资源分配和沟通相关的社区康复方面可能存在障碍,以确保获得康复服务。
本研究旨在确定与通过保险公司为在机动车碰撞(MVC)中受伤的 TBI 成年人获得康复和医疗服务相关的资金的障碍。
我们使用共同设计的方法与有生活经验的人合作,为在 MVC 中遭受 TBI 的成年人设计了一项调查。该调查检查了通过保险公司获得康复服务的资金情况,并通过加拿大安大略省的脑损伤网络进行了传播。
受访者(n=148)确定了通过保险公司获得康复服务的多个障碍,包括超过 2 年的延迟(49%)、强制性重复评估(64%)和侵犯隐私(55%)。言语治疗和神经心理学服务被拒绝的频率最高。负面经历包括保险公司对 TBI 症状的理解不佳、尽管有医疗证据表明需要服务但拒绝服务以及保险公司的不支持互动。尽管 70%的受访者报告存在认知-沟通困难,但很少提供适应措施。受访者确定了可以改善保险公司和医疗保健沟通以及康复机会的支持措施。
保险索赔过程对 TBI 成年人来说存在许多障碍,限制了他们获得康复服务的机会。沟通缺陷使障碍更加严重。这些发现表明,言语治疗师在保险过程中以及一般的康复机会中具有教育、宣传和沟通支持的作用。
关于这一主题已经知道的内容:关于外伤性脑损伤(TBI)患者长期康复需求以及他们在长期康复过程中面临的获得康复服务挑战的文献很多。此外,许多 TBI 患者都存在认知和沟通方面的缺陷,这会影响他们在社区中的互动,包括与医疗保健提供者的互动,言语治疗师可以培训沟通伙伴,为这些沟通环境中的 TBI 患者提供沟通支持。
本研究增加了什么内容:本研究增加了关于获得康复服务的障碍的重要信息,包括在社区中获得言语治疗服务的障碍。我们询问了 TBI 患者在获得汽车保险资金方面遇到的挑战,他们的回答说明了 TBI 患者在沟通自身缺陷、传达服务需求、教育和说服服务管理人员以及自我倡导方面所面临的更大挑战。结果还突出了沟通在医疗保健获取交互中的关键作用,从填写表格到审查报告和资金决策,到管理电话、撰写电子邮件以及向评估人员解释。
这对临床实践意味着什么:本研究展示了 TBI 患者在克服获得社区康复服务障碍方面的亲身经历。研究结果表明,干预的最佳实践应包括评估康复机会,这是患者为中心护理的关键步骤。康复机会评估包括评估转介和导航、资源分配和医疗保健沟通,并确保在每个步骤都承担责任,无论服务提供模式或资金来源如何。最后,这些发现表明,言语治疗师在教育、宣传和支持与资金来源、管理人员和其他医疗保健提供者的沟通方面发挥着关键作用。