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腕管综合征手术的决策:高免赔额健康保险计划与传统健康保险计划

Decision for Carpal Tunnel Surgery: High-deductible Health Plans versus Traditional Health Plans.

作者信息

Sanders Hayley M, Tong Yanlin, Hooper Rachel C, Wang Lu, Chung Kevin C

机构信息

From the Section of Plastic Surgery, Department of Surgery, University of Michigan Medical School, Ann Arbor, Mich.

Department of Biostatistics, University of Michigan, Ann Arbor, Mich.

出版信息

Plast Reconstr Surg Glob Open. 2024 Mar 1;12(3):e5659. doi: 10.1097/GOX.0000000000005659. eCollection 2024 Mar.

DOI:10.1097/GOX.0000000000005659
PMID:38435458
原文链接:https://pmc.ncbi.nlm.nih.gov/articles/PMC10906623/
Abstract

BACKGROUND

Delay in surgical treatment for carpal tunnel syndrome (CTS) may result in long-term decreased functional outcomes. Few investigators have examined the relationship between type of health insurance plan and time to definitive treatment of CTS following diagnosis. We investigated the relationship between insurance type, treatment decision, and the time between diagnosis and surgery across groups.

METHODS

This was a retrospective cohort study using the MarketScan Commercial Claims and Encounters Database 2011-2020. We used χ tests, linear regression, and logistic regression models to analyze demographic data and the time lag interval between CTS diagnosis and treatment.

RESULTS

Overall, 28% of high-deductible health plan (HDHP) patients underwent carpal tunnel release, compared with 20% of traditional insurance patients ( < 0.001). HDHPs are defined by the internal revenue service as a deductible of $1400 for an individual or $2800 for a family per year. The odds of undergoing surgery versus no treatment for HDHP patients were 47% higher than traditional patients ( < 0.001). Among the patients who underwent surgery, HDHP patients underwent surgery 65 days earlier on average following diagnosis compared with traditional patients ( < 0.001).

CONCLUSIONS

Patients with HDHPs who receive a diagnosis of CTS are more likely to undergo surgery, with a shorter time lag between diagnosis and surgery. The results from this study call attention to differences in surgical decision-making between patients enrolled in different insurance plans.

摘要

背景

腕管综合征(CTS)手术治疗的延迟可能导致长期功能预后下降。很少有研究者研究健康保险计划类型与CTS确诊后至最终治疗时间之间的关系。我们调查了不同组之间保险类型、治疗决策以及诊断与手术之间时间间隔的关系。

方法

这是一项回顾性队列研究,使用了2011 - 2020年的MarketScan商业理赔和就诊数据库。我们使用卡方检验、线性回归和逻辑回归模型来分析人口统计学数据以及CTS诊断与治疗之间的时间间隔。

结果

总体而言,28%的高免赔额健康计划(HDHP)患者接受了腕管松解术,而传统保险患者的这一比例为20%(P<0.001)。美国国税局将HDHP定义为个人每年免赔额1400美元或家庭每年免赔额2800美元。HDHP患者接受手术而非不治疗的几率比传统患者高47%(P<0.001)。在接受手术的患者中,HDHP患者确诊后平均比传统患者早65天接受手术(P<0.001)。

结论

被诊断为CTS的HDHP患者更有可能接受手术,诊断与手术之间的时间间隔更短。本研究结果提醒人们注意参加不同保险计划的患者在手术决策方面的差异。

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本文引用的文献

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JAMA Surg. 2022 Apr 1;157(4):321-326. doi: 10.1001/jamasurg.2021.7567.
2
Effects of High-Deductible Health Plans on Enrollees With Mental Health Conditions With and Without Substance Use Disorders.高自付额健康计划对有和没有物质使用障碍的心理健康状况参保者的影响。
Psychiatr Serv. 2022 May;73(5):518-525. doi: 10.1176/appi.ps.202000914. Epub 2021 Sep 30.
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What happens if you ignore carpal tunnel syndrome?如果你忽视腕管综合征会怎样?
QJM. 2021 Aug 29;114(5):331-332. doi: 10.1093/qjmed/hcaa235.
4
Vulnerable And Less Vulnerable Women In High-Deductible Health Plans Experienced Delayed Breast Cancer Care.高自付额健康计划中脆弱和不太脆弱的女性经历了延迟的乳腺癌护理。
Health Aff (Millwood). 2019 Mar;38(3):408-415. doi: 10.1377/hlthaff.2018.05026.
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High-deductible Health Plan Enrollment Among Adults Aged 18-64 With Employment-based Insurance Coverage.18至64岁有就业型保险覆盖的成年人中高免赔额健康保险计划的参保情况。
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Breast Cancer Diagnosis and Treatment After High-Deductible Insurance Enrollment.参保高免赔额保险后对乳腺癌的诊断和治疗
J Clin Oncol. 2018 Apr 10;36(11):1121-1127. doi: 10.1200/JCO.2017.75.2501. Epub 2018 Feb 28.
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Clin Orthop Surg. 2014 Sep;6(3):253-7. doi: 10.4055/cios.2014.6.3.253. Epub 2014 Aug 5.
8
The impact of high-deductible health plans on men and women: an analysis of emergency department care.高免赔额健康计划对男性和女性的影响:对急诊护理的分析。
Med Care. 2013 Aug;51(8):639-45. doi: 10.1097/MLR.0b013e31829742d0.
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Impact of high-deductible health plans on health care utilization and costs.高免赔额健康计划对医疗保健利用和成本的影响。
Health Serv Res. 2011 Feb;46(1 Pt 1):155-72. doi: 10.1111/j.1475-6773.2010.01191.x. Epub 2010 Oct 28.
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