Business School, Jinhua Polytechnic, Jinhua, Zhejiang, China.
School of Management, Tianjin University of Technology, Tianjin, China.
PLoS One. 2024 Jun 24;19(6):e0299011. doi: 10.1371/journal.pone.0299011. eCollection 2024.
In traditional supply chain finance, the financing of enterprise mainly relies on the credit segmentation of the core enterprise, resulting in a short trust transmission radius and poor financing ability. The development of Internet technology, while expanding financing channels, has also seen an increasing severity in issues such as information fraud and data breaches, which has further aggravated the trust crisis in supply chain finance. This paper integrates blockchain technology into the industrial internet platform and analyzes the applicability of both in empowering supply chain financial trust. Then a supply chain financial trust framework, which emphasizes information sharing, data security, and trust circulation, is proposed. Furthermore, combined with the theories of Funk-SVD and entropy value, this paper designs a global trust evaluation mechanism that facilitates the trust circulation in supply chain finance and proposes a recommendation algorithm for global trust. With the testing conducted using the Epinions dataset, it is found that the algorithm proposed in this paper has a strong data dimensionality reduction and concentration ability, especially for large sample data, it can obtain more accurate evaluation values with less space occupation, thus enhancing the trust circulation ability of supply chain finance. Finally, the paper puts forward specific policy recommendations for the implementation of the supply chain finance information mechanism, aiming to better improve the financing accessibility of enterprises in supply chain, particularly small and medium-sized enterprises.
在传统供应链金融中，企业的融资主要依赖于核心企业的信用分割，导致信任传递半径较短，融资能力较差。互联网技术的发展在扩大融资渠道的同时，也出现了信息欺诈和数据泄露等问题日益严重，进一步加剧了供应链金融的信任危机。本文将区块链技术融入产业互联网平台，分析两者在赋能供应链金融信任方面的适用性。然后提出了一个强调信息共享、数据安全和信任流通的供应链金融信任框架。此外，本文结合 Funk-SVD 和熵值理论，设计了一个全局信任评估机制，促进供应链金融中的信任流通，并提出了一种全局信任推荐算法。通过使用 Epinions 数据集进行测试，发现本文提出的算法具有较强的数据降维和集中能力，特别是对于大样本数据，它可以用较少的空间占用获得更准确的评估值，从而提高供应链金融的信任流通能力。最后，本文提出了实施供应链金融信息机制的具体政策建议，旨在更好地提高供应链中企业的融资可及性，特别是中小企业。
