Jiang Junnan, Zhang Zhibing, Bingbing Tuo
School of Public Administration, Zhongnan University of Economics and Law, Wuhan, China.
Tongji Hospital, Tongji Medical College, Huazhong University of Science and Technology, Wuhan, China.
Int J Health Plann Manage. 2025 Jan;40(1):174-193. doi: 10.1002/hpm.3858. Epub 2024 Oct 7.
The escalating costs of healthcare had prompted countries to undertake reforms, and in recent years China had focused on overhauling its outpatient healthcare system. China implemented the outpatient mutual-aid policy which had led to a change in the costs associated with outpatient treatment from being fully self-paid by the patient to being partially self-paid.
This study aimed to assess the impact of the outpatient mutual-aid policy on inpatient services for oncology patients in Wuhan, China, exploring the impact that the cumbersome administration of health insurance would have on patient welfare.
24,260 oncology patients of the health insurance reimbursement database in Wuhan spanning from January 2022 to July 2023 were included. After data processing, 12,985 patients were included in the control group and 11,275 patients were included in the experimental group. The regression discontinuity design was employed to assess the impact of the policy.
The findings was that the implementation of the outpatient mutual-aid would result in a reduction of 1.2 days in the length of stay for oncology patients, a decrease in hospital costs by 5%, and a decline in expenditure of the health insurance reimbursement funds by 5 per cent.
Incorporating outpatient costs into reimbursement supplanted the utilization of inpatient services, enhanced the allocation of healthcare resources, and alleviated the financial burden on oncology patients. Furthermore, it highlighted the detrimental impact of eligibility review to verify that a patient meets the reimbursement requirements of the health insurance policy on patient welfare.
医疗保健成本的不断攀升促使各国进行改革,近年来中国一直专注于 overhauling 其门诊医疗体系。中国实施了门诊互助政策,这使得门诊治疗相关费用从完全由患者自费转变为部分自费。
本研究旨在评估门诊互助政策对中国武汉肿瘤患者住院服务的影响,探讨医疗保险繁琐的管理对患者福利的影响。
纳入了 2022 年 1 月至 2023 年 7 月武汉医疗保险报销数据库中的 24260 名肿瘤患者。经过数据处理,对照组纳入 12985 名患者,实验组纳入 11275 名患者。采用回归间断设计来评估该政策的影响。
研究结果表明,门诊互助政策的实施将使肿瘤患者的住院天数减少 1.2 天,医院成本降低 5%,医疗保险报销资金支出下降 5%。
将门诊费用纳入报销取代了住院服务的使用,提高了医疗资源的配置,减轻了肿瘤患者的经济负担。此外,它凸显了资格审查(以核实患者是否符合医疗保险政策的报销要求)对患者福利的不利影响。