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中国广西医疗保险报销与结核病管理效果:一项回顾性横断面研究

Medical Insurance Reimbursement and the Effects of Tuberculosis Management in Guangxi Province, China: A Retrospective Cross-Sectional Study.

作者信息

Liu Aimei, Liu Sang, Pan Peijiang, Liao Yanyan, Huang Junli, Tang Yucheng, Ye Li, Liang Hao

机构信息

Department of Infectious Diseases, Chest Hospital of Guangxi Zhuang Autonomous Region, Liuzhou, Guangxi, People's Republic of China.

Guangxi Center for Tuberculosis Control and Medical Quality, Liuzhou, Guangxi, People's Republic of China.

出版信息

Risk Manag Healthc Policy. 2025 Apr 1;18:1121-1131. doi: 10.2147/RMHP.S510088. eCollection 2025.

Abstract

PURPOSE

This study aims to compare the differences in medical insurance reimbursement for TB treatment in Guangxi and to analyze the effects of such variations, thereby contributing to the enhancement of TB care and control.

PATIENTS AND METHODS

A survey was conducted across 49 randomly selected TB-designated hospitals in Guangxi using structured questionnaires and patient records. Missing data were addressed via median imputation. Non-parametric test was used to analyse and compare the differences in treatment outcomes among hospitals of different levels and types, with a value less than 0.05 as the test criterion. Logistic regression analysis was performed to evaluate the independent effects of medical insurance reimbursement, hospital level, hospital type and service ability on TB treatment outcomes.

RESULTS

The Urban Employee Basic Medical Insurance provided significantly higher reimbursement floors, ceilings, and rates compared to the Urban Resident Basic Medical Insurance (URBMI). Tertiary hospitals offered higher reimbursement floors for inpatient care but lower reimbursement rates compared to secondary hospitals. Despite policy reimbursement rates for TB treatment consistently exceeding 60%, the actual reimbursement rates often fell short of these benchmarks, especially in specialist hospitals and secondary care facilities. URBMI reimbursement ceiling for pulmonary TB of inpatients was positively associated with treatment success. Additionally, a lower URBMI reimbursement floor for pulmonary TB of inpatients was linked to higher disease mortality rates. Areas exhibited lower treatment success rates and higher case fatality rates shared common socioeconomic characteristics, including smaller populations, lower per capita output values, depressed production values, and lower disposable incomes among the rural population.

CONCLUSION

This study underscores the importance of equitable medical insurance reimbursement policies, and targeted reforms, such as raising URBMI reimbursement ceilings and enforcing real-time monitoring of actual reimbursements, are critical to mitigate disparities in TB care.

摘要

目的

本研究旨在比较广西结核病治疗医疗保险报销的差异,并分析这些差异的影响,从而有助于加强结核病的防治工作。

患者与方法

采用结构化问卷和患者记录,对广西随机选取的49家结核病定点医院进行了调查。通过中位数插补法处理缺失数据。采用非参数检验分析和比较不同级别和类型医院的治疗效果差异,以P值小于0.05作为检验标准。进行逻辑回归分析,以评估医疗保险报销、医院级别、医院类型和服务能力对结核病治疗效果的独立影响。

结果

与城镇居民基本医疗保险(URBMI)相比,城镇职工基本医疗保险提供的报销下限、上限和报销比例显著更高。三级医院住院治疗的报销下限较高,但报销比例低于二级医院。尽管结核病治疗的政策报销比例一直超过60%,但实际报销比例往往低于这些基准,尤其是在专科医院和二级医疗机构。住院肺结核患者的URBMI报销上限与治疗成功呈正相关。此外,住院肺结核患者较低的URBMI报销下限与较高的疾病死亡率相关。治疗成功率较低和病死率较高的地区具有共同的社会经济特征,包括人口较少、人均产值较低、产值低迷以及农村人口可支配收入较低。

结论

本研究强调了公平的医疗保险报销政策的重要性,提高URBMI报销上限和对实际报销进行实时监测等有针对性的改革对于减少结核病防治差距至关重要。

https://cdn.ncbi.nlm.nih.gov/pmc/blobs/5dc0/11971998/1a1d5ad20071/RMHP-18-1121-g0001.jpg

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