Gambhir Ramandeep Singh, Aggarwal Ridhi, Aggarwal Amit, Aggarwal Anurag, Kaushal Nitin, Kaur Ramandeep
Department of Public Health Dentistry, Rayat and Bahra Dental College and Hospital, Mohali, India.
Department of Periodontics, GianSagar Dental College and Hospital, Rajpura.
Niger Med J. 2025 Apr 3;66(1):1-12. doi: 10.71480/nmj.v66i1.588. eCollection 2025 Jan-Feb.
In recent times, patients have become more aware of their rights, and this has led to significant rise in the compensation cases against doctors. Due to the nature of the work and costs involved in the treatment, dental professionals are at high risk of facing such medical negligence cases. Therefore, the present study was conducted to assess knowledge and awareness regarding professional indemnity insurance (PII) among dental professionals in India.
A systematic review of relevant cross-sectional observational studies was conducted among dental professionals in India to report their knowledge and awareness regarding PII. Eight studies out of 98 were finally included in the review after conducting both electronic and manual search of scientific databases and making necessary exclusions. Potential biases were addressed and relevant data regarding PII data was extracted by the investigators concerned.
More than 60% of subjects had knowledge regarding PII in one of the study reports. Only 0.5% of subjects had taken PII in one of the studies and merely 8% in the other study. One of the studies mentioned that 76.2% of subjects paid compensation to their patients for negligence during dental treatment. Main hurdles for not opting PII were unawareness and considering PII non-mandatory for dentists. More than 90% of subjects in one study showed interest in buying PII for themselves.
The results of the present review reveal that less than half of the subjects in some studies reported a lack of knowledge regarding PII and very few had taken PII. Therefore, there is an urgent need to make dental professionals aware of the benefits of obtaining PII to safeguard themselves from various litigation issues.
近年来，患者对自身权利的意识有所增强，这导致针对医生的赔偿案件显著增加。由于工作性质和治疗所涉及的成本，牙科专业人员面临此类医疗过失案件的风险很高。因此，本研究旨在评估印度牙科专业人员对职业责任保险（PII）的知识和认识。
对印度牙科专业人员进行了一项关于相关横断面观察性研究的系统评价，以报告他们对PII的知识和认识。在对科学数据库进行电子和手动检索并进行必要的排除后，98项研究中的8项最终被纳入该评价。研究人员解决了潜在的偏差，并提取了有关PII数据的相关数据。
在一份研究报告中，超过60%的受试者了解PII。在其中一项研究中，只有0.5%的受试者购买了PII，在另一项研究中这一比例仅为8%。其中一项研究提到，76.2%的受试者因牙科治疗中的疏忽向患者支付了赔偿金。不选择PII的主要障碍是缺乏认识以及认为PII对牙医不是强制性的。在一项研究中，超过90%的受试者表示有兴趣为自己购买PII。
本评价结果显示，在一些研究中，不到一半的受试者报告对PII缺乏了解，而且很少有人购买PII。因此，迫切需要让牙科专业人员意识到获得PII的好处，以保护自己免受各种诉讼问题困扰。
