Jurčišinová Veronika, Forbes Catherine S, Ng Jason Wei Jian, Želinský Tomáš
Faculty of Economics, Technical University Košice, Němcovej 32, 04001, Košice, Slovakia.
Department of Econometrics and Business Statistics, Monash Business School, Monash University, Wellington Road, Clayton, VIC, Australia.
Sci Rep. 2025 May 12;15(1):16388. doi: 10.1038/s41598-025-00997-1.
This study examines the mediating role of financial well-being in the relationship between housing affordability and mental health across the European Union. Utilizing data from the 2018 EU Statistics on Income and Living Conditions, the analysis incorporates both objective and subjective measures of housing affordability and financial well-being. The findings reveal that financial well-being acts as a mechanism that links housing pressure to mental health, proxied by the MHI-5 Mental Health Inventory. Notably, the effect is stronger for subjective indicators, which exhibit a more pronounced mediating effect than do objective financial well-being indicators. The results underscore the importance of considering both objective and subjective dimensions in understanding the complex interplay between housing affordability, financial well-being, and mental health. The study contributes to the literature by providing insights into the underlying mechanisms through which housing affordability impacts mental health, with implications for policy interventions aimed at alleviating the negative impacts of housing affordability issues on mental health and overall well-being.
本研究考察了欧盟范围内财务状况在住房可承受性与心理健康之间关系中的中介作用。利用2018年欧盟收入和生活条件统计数据，分析纳入了住房可承受性和财务状况的客观及主观衡量指标。研究结果表明，财务状况充当了将住房压力与心理健康联系起来的一种机制，心理健康以MHI - 5心理健康量表为代表。值得注意的是，主观指标的影响更强，其呈现出比客观财务状况指标更为显著的中介效应。研究结果强调了在理解住房可承受性、财务状况和心理健康之间复杂相互作用时考虑客观和主观维度的重要性。该研究通过深入了解住房可承受性影响心理健康的潜在机制，为相关文献做出了贡献，这对旨在减轻住房可承受性问题对心理健康和整体幸福感负面影响的政策干预具有启示意义。
