Judge Katherine, Stratton Lauren, Grant Claire, Moreno Monica, Fazio Sam
Department of Psychology, Cleveland State University, Cleveland, Ohio, United States.
Center for Research and Education, Benjamin Rose Institute on Aging, Cleveland, Ohio, United States.
Gerontologist. 2025 Aug 4;65(8). doi: 10.1093/geront/gnaf148.
To address a gap in caregiver programming focused on financial literacy and preparedness, Managing Money: A Caregiver's Guide to Finances, a 1-hour online program, was evaluated to determine program acceptability and participant satisfaction.
Caregivers of individuals with chronic health conditions were recruited to attend a one-hour program focused on (1) understanding the financial impact of caregiving; (2) providing information on legal and financial documents; (3) how to prepare for discussions about finances and financial planning; (4) lowering risks of financial abuse and fraud; and (5) creating a backup plan for changes in care needs. Results were collected longitudinally, following participants to ninety days after attending the program.
Overall, participants (n = 99) found the program highly acceptable, with the majority of caregivers agreeing or strongly agreeing the program: identified financial issues; provided important information; content was easy to read and understand; topics were clear and well-organized; activities were helpful; length was good; and caregivers would recommend the program. Program materials were rated helpful with up to 40% of participants reporting they used materials after attending the program.
Providing care for individuals with chronic health conditions poses significant challenges for informal caregivers. The impact of finances, knowledge base, and skills needed are often not included in an in-depth manner. The current program addresses this gap while also taking into consideration the need to develop pragmatic and scalable programs. The program may be useful in developing other targeted intervention protocols for caregivers.
为填补护理人员培训中在金融知识和准备方面的空白，对一个名为“管理金钱：护理人员财务指南”的1小时在线课程进行了评估，以确定课程的可接受性和参与者满意度。
招募患有慢性健康状况个体的护理人员参加一个1小时的课程，该课程重点关注：（1）理解护理的财务影响；（2）提供法律和财务文件方面的信息；（3）如何为财务讨论和财务规划做准备；（4）降低金融虐待和欺诈风险；（5）为护理需求变化制定备用计划。在参与者参加课程后的90天内纵向收集结果。
总体而言，参与者（n = 99）认为该课程非常可接受，大多数护理人员同意或强烈同意该课程：识别了财务问题；提供了重要信息；内容易于阅读和理解；主题清晰且组织良好；活动有帮助；时长合适；护理人员会推荐该课程。课程材料被评为有帮助，多达40%的参与者报告他们在参加课程后使用了材料。
为患有慢性健康状况的个体提供护理给非正式护理人员带来了重大挑战。财务影响、所需的知识基础和技能往往没有得到深入涵盖。当前的课程填补了这一空白，同时也考虑到了开发实用且可扩展课程的必要性。该课程可能有助于为护理人员制定其他有针对性的干预方案。
