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妇产科专业责任保险

Professional liability insurance in obstetrics-gynecology.

作者信息

Jacobs B J, Fielden J G, Pearse W H

出版信息

Obstet Gynecol. 1979 May;53(5):643-8.

PMID:440679
Abstract

A geographically stratified sample of Fellows and Junior Fellows of The American College of Obstetricians and Gynecologists (ACOG) responded to a questionnaire, describing the source, coverage, and cost of their professional liability insurance, and the effects this had on patterns of practice. Most physicians carry primary professional liability coverage, although 6% do not. The majority pay less than $8000/year for a wide variety of dollar coverages. Less than half of the surveyed obstetrician-gynecologists carry excess/umbrella liability insurance, and a majority pay less than $2000/year for this coverage. The liability problem has not had a substantial effect on restricting the number of obstetrician-gynecologists, but it has had a major effect on patterns of practice.

摘要

美国妇产科医师学会(ACOG)的会员及初级会员按地域分层抽样,对一份问卷做出了回应,问卷内容包括他们职业责任保险的来源、范围和费用,以及这对执业模式产生的影响。大多数医生购买了主要职业责任保险,不过有6%的医生没有。对于各种不同的保额,大多数医生每年支付的费用不到8000美元。接受调查的妇产科医生中,不到一半购买了超额/附加责任保险,而且大多数人为这种保险每年支付的费用不到2000美元。责任问题对限制妇产科医生的数量没有产生实质性影响,但对执业模式产生了重大影响。

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