Thompson G B
Soc Secur Bull. 1979 Feb;42(2):15-22.
This article compares older black workers and older white workers on coverage under private pension plans, the receipt of pension benefits upon retirement, and the job characteristics associated with both coverage and receipt. Data are from the 1969 and 1975 interviews of the Retirement History Study and describe pre-ERISA conditions among persons in their late fifties to mid-sixties. Black workers were much less likely than white workers to have been covered by a private pension on their longest job. Moreover, among those who were covered, they were less likely to have received benefits. The racial differences appear to result in part from subtantial differences on job characteristics, particularly industry.
本文比较了老年黑人工人和老年白人工人在私人养老金计划覆盖范围、退休时领取养老金福利以及与覆盖范围和领取福利相关的工作特征方面的情况。数据来自《退休历史研究》1969年和1975年的访谈，描述了五十多岁到六十多岁人群在《雇员退休收入保障法》出台之前的状况。在最长工作期间，黑人工人比白人工人获得私人养老金覆盖的可能性要小得多。此外，在那些有养老金覆盖的人中，黑人工人领取福利的可能性也较小。种族差异似乎部分源于工作特征，尤其是行业方面的巨大差异。
