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长期护理融资的“三条腿凳子”。这是一种可接受的方法吗?

A "three-legged stool" for financing long-term care. Is it an acceptable approach?

作者信息

Chen Y P

出版信息

J Case Manag. 1994 Fall;3(3):105-9.

PMID:7735076
Abstract

To overcome the difficulty of seeking new funds for long-term care when public and private resources are severely constrained, a program entitled "Social Security/Long-Term Care" is proposed under which 5% of Social Security cash benefits can be traded (with exemption for low-income people) for a basic level of long-term care protection using social insurance. This program could be supplemented by private long-term care insurance, with Medicaid as a safety net. Financing thus generated may be used for home care, community-based care, and nursing home care. In 1994, 1% of Social Security cash benefits is equal to about $3.2 billion. Funds from Social Security/Long-Term Care could be used to help pay for a benefit package that could include case management.

摘要

为克服在公共和私人资源严重受限的情况下为长期护理寻求新资金的困难,提议实施一项名为“社会保障/长期护理”的计划,根据该计划,社会保障现金福利的5%(低收入者可豁免)可用于交易,以换取通过社会保险获得的基本长期护理保障。该计划可由私人长期护理保险补充,以医疗补助作为安全网。由此产生的资金可用于家庭护理、社区护理和养老院护理。1994年,1%的社会保障现金福利约等于32亿美元。来自“社会保障/长期护理”的资金可用于帮助支付可能包括病例管理在内的一揽子福利费用。

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