Wiggins S D, Henderson C M
College of Nursing, University of South Alabama, USA.
West J Nurs Res. 1996 Oct;18(5):580-94. doi: 10.1177/019394599601800508.
Knowledge of preretirement planning among women has not been a major focal point for researchers. The purpose of this study was to test a model for understanding preretirement planning among working women and to describe and explain preretirement health and financial plans. A multivariate method of analysis was used with a sample of 145 working female registered nurses, 40 years of age or older, from a major health sciences institution. Data were collected with a mailed questionnaire that measured knowledge, beliefs, and attitudes of women regarding health and financial preretirement planning. The results of this study indicated that formal and informal methods of planning for retirement were limited. Knowledge of health maintenance issues and economic issues were found to be helpful in making plans for the retirement years. This study identifies strengths and weaknesses in the preretirement planning process of working women and contributes to the expansion of knowledge to reduce problems during retirement.
女性退休前规划方面的知识尚未成为研究人员的主要关注点。本研究的目的是测试一个用于理解职业女性退休前规划的模型，并描述和解释退休前的健康和财务计划。对来自一家大型健康科学机构的145名40岁及以上在职女性注册护士样本采用了多变量分析方法。通过邮寄问卷收集数据，该问卷测量了女性在健康和退休前财务规划方面的知识、信念和态度。本研究结果表明，正式和非正式的退休规划方法都很有限。发现健康维护问题和经济问题方面的知识有助于为退休生活制定计划。本研究确定了职业女性退休前规划过程中的优势和不足，并有助于扩展知识以减少退休期间的问题。
