Nemeth J M, Borgenicht L
Actuarial Sciences Associates, Inc., BocaRaton, FL, USA.
Benefits Q. 1997;13(4):26-33.
The rapid rate at which disability costs are rising is fueling the need to cut costs. This article details some strategies that employers can utilize to help keep disability costs under control. The authors discuss many difficult issues that need to be addressed to make productive changes to the existing status quo, which needs to be assessed for current strengths and weaknesses before changes can be made. Case studies are presented and many alternative plan designs are discussed that could involve varying cost savings depending upon the individual plan characteristics.
残疾成本的快速增长促使人们产生削减成本的需求。本文详细介绍了雇主可以采用的一些策略，以帮助控制残疾成本。作者讨论了许多需要解决的难题，以便对现有状况做出有效的改变，在做出改变之前，需要对现有状况的优势和劣势进行评估。文中还呈现了案例研究，并讨论了许多替代方案设计，这些方案可能因个人计划特点而产生不同程度的成本节约。
