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管理式残疾——过去、现在与未来。

Managed disability--past, present and future.

作者信息

Corcoran T R, Klett T E

机构信息

Tillinghast-Towers Perrin, Hartford, CT, USA.

出版信息

Benefits Q. 1997;13(4):8-13.

Abstract

This article discusses the overall development of managed disability. First, it explores historical factors that have influenced managed disability programs, followed by important considerations in current programs, and finally discusses future issues to contemplate for successful evolution to occur. The authors conclude by pointing out the opportunity for insurers to develop innovative and responsive products and the opportunity for employers to have a direct impact on reshaping disability benefit programs.

摘要

本文讨论了管理式残疾保险的整体发展情况。首先,探讨了影响管理式残疾保险计划的历史因素,接着阐述了当前计划中的重要考量因素,最后讨论了为实现成功发展而需考虑的未来问题。作者在结论中指出,保险公司有机会开发创新且能响应需求的产品,雇主也有机会对重塑残疾福利计划产生直接影响。

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