Farber H S, Levy H
Princeton University, USA.
J Health Econ. 2000 Jan;19(1):93-119. doi: 10.1016/s0167-6296(99)00027-2.
We examine whether the decline in the availability of employer-provided health insurance is a phenomenon common to all jobs or is concentrated only on certain jobs. We find that declines in own-employer insurance coverage over the 1988-1997 period are driven primarily by declines in take-up for long-term full-time workers and declines in eligibility for new and part-time workers. We also look at trends by workers' education level, and see how much of the decline in is offset by an increase in coverage through a spouse's policy.
我们研究雇主提供的医疗保险可及性的下降是所有工作都普遍存在的现象，还是仅集中在某些工作上。我们发现，在1988 - 1997年期间，自身雇主保险覆盖范围的下降主要是由于长期全职员工参保率的下降以及新员工和兼职工人资格的下降。我们还考察了按工人教育水平划分的趋势，并观察通过配偶的保险政策获得的保险覆盖范围的增加在多大程度上抵消了这种下降。
