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医疗补助计划参保者在参保时拥有私人保险覆盖的比例是多少?来自行政数据的估计。

What fraction of Medicaid enrollees have private insurance coverage at the time of enrollment? Estimates from administrative data.

作者信息

Dague Laura, DeLeire Thomas, Friedsam Donna, Leininger Lindsey, Meier Sarah, Voskuil Kristen

机构信息

Texas A&M University, College Station, TX USA

Georgetown University, Washington, DC, USA National Bureau of Economic Research, Cambridge, MA, USA.

出版信息

Inquiry. 2014 Jan 1;51. doi: 10.1177/0046958014544020. Print 2014.

Abstract

We use administrative data from Wisconsin to determine the fraction of new Medicaid enrollees who have private health insurance at the time of enrollment in the program. Through the linkage of several administrative data sources not previously used for research, we are able to observe coverage status directly for a large fraction of enrollees and indirectly for the remainder. We provide strict bounds for the percentages in each status and find that the percentage of new enrollees with private insurance coverage at the time of enrollment lies between 16 percent and 29 percent, and the percentage that dropped private coverage in favor of public insurance lies between 4 percent and 18 percent. Our point estimates indicate that, among all new enrollees, 21 percent had private health insurance at the time of enrollment and that 10 percent dropped this coverage. Our results show substantially lower rates than previous studies of crowd-out following public health insurance expansions and significant rates of dual coverage, whereby new enrollees into public insurance retain their previously held private insurance coverage.

摘要

我们利用来自威斯康星州的行政数据,来确定新加入医疗补助计划的参保者在加入该计划时拥有私人医疗保险的比例。通过将几个此前未用于研究的行政数据源相链接,我们能够直接观察到很大一部分参保者的医保覆盖状况,对于其余参保者则能间接观察到。我们为每种状况的百分比提供了严格界限,发现新参保者在参保时拥有私人保险覆盖的比例在16%至29%之间,而放弃私人保险转而选择公共保险的比例在4%至18%之间。我们的点估计表明,在所有新参保者中,21%在参保时拥有私人医疗保险,且10%放弃了该保险覆盖。我们的结果显示,与此前关于公共医疗保险扩张后挤出效应的研究相比,比率大幅降低,并且存在显著的双重保险覆盖率,即新加入公共保险的参保者保留了他们之前持有的私人保险覆盖。

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