Drentea P
Department of Sociology, University of Alabama-Birmingham, 237 Ullman Building, 1212 University Boulevard, Birmingham, AL 35294-3350, USA.
J Health Soc Behav. 2000 Dec;41(4):437-50.
What is the association between debt and anxiety? Is the relationship between age and anxiety in part due to financial debt? Recently there has been a renewed interest for the reconceptualization and measurement of socioeconomic status that moves beyond the standard education, occupation, and income. This paper uses credit card debt and stress regarding debt to examine the relationship among age, debt, and anxiety. Using data from a 1997 representative sample of more than 1,000 adults in Ohio, results show that anxiety does increase with the ratio of credit card debt to income, and with being in default; but credit card debt accounts for little of the age-anxiety association. Stress regarding overall debt does explain some of the age effect. In addition, stress also explains some of the effect of the credit card debt to income ratio, and all of the effect of default on anxiety.
债务与焦虑之间有什么关联？年龄与焦虑之间的关系部分是由金融债务导致的吗？最近，人们对社会经济地位的重新概念化和衡量方法有了新的兴趣，这种方法超越了标准的教育、职业和收入范畴。本文使用信用卡债务和对债务的压力来研究年龄、债务和焦虑之间的关系。利用1997年俄亥俄州1000多名成年人的代表性样本数据，结果显示，焦虑确实会随着信用卡债务与收入的比率以及违约情况而增加；但信用卡债务在年龄与焦虑的关联中所占比例很小。对总体债务的压力确实解释了部分年龄效应。此外，压力也解释了信用卡债务与收入比率的部分影响，以及违约对焦虑的所有影响。
