Jaggy Christian, von Overbeck Jan, Ledergerber Bruno, Schwarz Claude, Egger Matthias, Rickenbach Martin, Furrer Hans-Jakob, Telenti Amalio, Battegay Manuel, Flepp Markus, Vernazza Pietro, Bernasconi Enos, Hirschel Bernard
Swiss Re, Zurich, Switzerland.
Lancet. 2003 Sep 13;362(9387):877-8. doi: 10.1016/S0140-6736(03)14307-3.
Because of high death rates in the past, patients with HIV-1 cannot obtain life insurance. We measured mortality rates in the Swiss HIV Cohort Study (SHCS) from 1997 to 2001 and compared them with those of the Swiss reference population. In patients who were successfully treated with highly active anti-retroviral therapy (HAART), and who were not also infected with the hepatitis C virus, excess death rates were below five per thousand per year. Patients with successfully treated cancer have much the same excess death rates but are not excluded from life insurance policies.
由于过去死亡率较高,HIV-1感染者无法获得人寿保险。我们在瑞士HIV队列研究(SHCS)中测量了1997年至2001年的死亡率,并将其与瑞士参考人群的死亡率进行了比较。在接受高效抗逆转录病毒治疗(HAART)且未感染丙型肝炎病毒的患者中,年超额死亡率低于千分之五。成功治疗癌症的患者也有大致相同的超额死亡率,但并未被排除在人寿保险政策之外。