Goldman Dana P, Joyce Geoffrey F, Escarce Jose J, Pace Jennifer E, Solomon Matthew D, Laouri Marianne, Landsman Pamela B, Teutsch Steven M
RAND, Santa Monica, Calif 90407-2138, USA.
JAMA. 2004 May 19;291(19):2344-50. doi: 10.1001/jama.291.19.2344.
Many health plans have instituted more cost sharing to discourage use of more expensive pharmaceuticals and to reduce drug spending.
To determine how changes in cost sharing affect use of the most commonly used drug classes among the privately insured and the chronically ill.
DESIGN, SETTING, AND PARTICIPANTS: Retrospective US study conducted from 1997 to 2000, examining linked pharmacy claims data with health plan benefit designs from 30 employers and 52 health plans. Participants were 528,969 privately insured beneficiaries aged 18 to 64 years and enrolled from 1 to 4 years (960,791 person-years).
Relative change in drug days supplied (per member, per year) when co-payments doubled in a prototypical drug benefit plan.
Doubling co-payments was associated with reductions in use of 8 therapeutic classes. The largest decreases occurred for nonsteroidal anti-inflammatory drugs (NSAIDs) (45%) and antihistamines (44%). Reductions in overall days supplied of antihyperlipidemics (34%), antiulcerants (33%), antiasthmatics (32%), antihypertensives (26%), antidepressants (26%), and antidiabetics (25%) were also observed. Among patients diagnosed as having a chronic illness and receiving ongoing care, use was less responsive to co-payment changes. Use of antidepressants by depressed patients declined by 8%; use of antihypertensives by hypertensive patients decreased by 10%. Larger reductions were observed for arthritis patients taking NSAIDs (27%) and allergy patients taking antihistamines (31%). Patients with diabetes reduced their use of antidiabetes drugs by 23%.
The use of medications such as antihistamines and NSAIDs, which are taken intermittently to treat symptoms, was sensitive to co-payment changes. Other medications--antihypertensive, antiasthmatic, antidepressant, antihyperlipidemic, antiulcerant, and antidiabetic agents--also demonstrated significant price responsiveness. The reduction in use of medications for individuals in ongoing care was more modest. Still, significant increases in co-payments raise concern about adverse health consequences because of the large price effects, especially among diabetic patients.
许多健康保险计划已实施更多费用分摊措施,以抑制使用更昂贵的药品并降低药品支出。
确定费用分摊的变化如何影响私人保险人群和慢性病患者中最常用药物类别的使用情况。
设计、地点和参与者:1997年至2000年在美国进行的回顾性研究,研究将药房报销数据与30家雇主和52个健康保险计划的健康保险福利设计相联系。参与者为528,969名年龄在18至64岁之间、参保1至4年(960,791人年)的私人保险受益人。
在典型药物福利计划中,自付费用翻倍时,药物供应天数(每人每年)的相对变化。
自付费用翻倍与8种治疗类别的使用减少有关。非甾体抗炎药(NSAIDs)(45%)和抗组胺药(44%)的使用减少幅度最大。还观察到抗高脂血症药(34%)、抗溃疡药(33%)、抗哮喘药(32%)、抗高血压药(26%)、抗抑郁药(26%)和抗糖尿病药(25%)的总体供应天数减少。在被诊断患有慢性病并接受持续治疗的患者中,药物使用对自付费用变化的反应较小。抑郁症患者使用抗抑郁药的比例下降了8%;高血压患者使用抗高血压药的比例下降了10%。服用NSAIDs的关节炎患者(27%)和服用抗组胺药的过敏患者(31%)的使用减少幅度更大。糖尿病患者减少了23%的抗糖尿病药物使用。
间歇性服用以治疗症状的抗组胺药和NSAIDs等药物的使用对自付费用变化敏感。其他药物——抗高血压药、抗哮喘药、抗抑郁药、抗高脂血症药、抗溃疡药和抗糖尿病药——也表现出显著的价格反应性。持续治疗患者的药物使用减少幅度较小。尽管如此,自付费用的大幅增加因价格影响巨大而引发对不良健康后果的担忧,尤其是在糖尿病患者中。