Collins Sara R, Schoen Cathy, Tenney Katie, Doty Michelle M, Ho Alice
The Commonwealth Fund, USA.
Issue Brief (Commonw Fund). 2005 May(649):1-12.
Young adults (ages 19 to 29) are one of the largest and fastest-growing segments of the U.S. population without health insurance: more than 13 million lacked coverage in 2003, an increase of 2.2 million since 2000. Young adults often lose coverage under their parents' policies at age 19, or when they graduate from high school or college. Nearly two of five college graduates and one-half of high school graduates who do not go on to college will be uninsured for a period during the first year after graduation. Three policy changes could extend coverage to uninsured young adults and prevent others from losing it: extending eligibility for dependents under private coverage through age 23; extending eligibility for Medicaid and the State Children's Health Insurance Program to age 23; and ensuring that colleges and universities require full-and part-time students to have insurance, and that they offer coverage to both.
年轻成年人（19至29岁）是美国无医疗保险人口中规模最大且增长最快的群体之一：2003年有超过1300万人未参保，自2000年以来增加了220万。年轻成年人通常在19岁时，或高中或大学毕业时失去父母保险政策的覆盖。近五分之二的大学毕业生以及未继续上大学的高中毕业生中有一半在毕业后的第一年将有一段时间未参保。三项政策变革可以将保险覆盖范围扩大到未参保的年轻成年人，并防止其他人失去保险：将受私人保险覆盖的受抚养人资格延长至23岁；将医疗补助和州儿童健康保险计划的资格延长至23岁；确保学院和大学要求全日制和非全日制学生都参加保险，并为他们提供保险。
